Banking Advisory Associate at Accenture

Chennai, Tamil Nadu, India

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Not SpecifiedCompensation

Entry Level & New Grad, Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

BCom/MCom/Master of Business Administration
1 to 3 years of experience
Skill in Com.Bkg- Credit UW - Commercial Credit Underwriting
Good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation
Analysis of property inspection reports, rent rolls, operating statements, and preparation of letters based on regulatory requirements
Analysis of proof of payments, invoices, disbursement forms, lien waivers & schedules
Expertise in commercial real estate underwriting or commercial underwriting (residential underwriting preferable)
Adaptable and flexible
Ability to perform under pressure
Ability to work well in a team
Commitment to quality
Collaboration and interpersonal skills

Responsibilities

Solve routine problems, largely through precedent and referral to general guidelines
Conduct detailed research on the financial history of businesses to determine their creditworthiness
Assess the risk parameters of the loan, borrower, and industry including the financial performance of the borrower and guarantor
Assess repayment capacity and recommend the future course of action in approving/declining/counter offering business loans
Help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures, and ensure business sustainability by transforming banking operations into an agile, resilient operating model
Assist in processes for trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks
Work as an individual contributor as part of a team, with a predetermined, focused scope of work
Interact within own team and direct supervisor
Follow detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments
Make decisions that impact own work
Work in rotational shifts (may be required)

Skills

Key technologies and capabilities for this role

Credit UnderwritingCommercial CreditFinancial AnalysisRisk AssessmentLoan EvaluationTrade FinanceCorporate BankingWholesale Banking

Questions & Answers

Common questions about this position

What qualifications and experience are required for the Banking Advisory Associate role?

Candidates need a BCom/MCom/Master of Business Administration and 1 to 3 years of experience. Expertise in commercial real estate underwriting or commercial underwriting is required, with residential underwriting preferable.

What key skills are needed for this position?

The role requires a good understanding of credit analysis, creditworthiness, underwriting, financial analysis, asset evaluation, and income calculation. Soft skills include being adaptable, flexible, able to perform under pressure, work well in a team, commitment to quality, and strong collaboration and interpersonal skills.

What does a typical day look like in this role?

You will solve routine problems through precedent and guidelines, interact within your own team and with your direct supervisor, receive detailed to moderate instructions on daily tasks and new assignments, and make decisions within those parameters.

What is the salary or compensation for this position?

This information is not specified in the job description.

Is this role remote or does it require office work?

This information is not specified in the job description.

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters

1989Year Founded

$8.5MTotal Funding

IPOCompany Stage

Consulting, Enterprise Software, CybersecurityIndustries

10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.

Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.

The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.

The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.

Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.

The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.

Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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