Banking Advisory Analyst at Accenture

Chennai, Tamil Nadu, India

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

BCom/MCom/Master of Business Administration
3 to 5 years of experience
Skill in Com.Bkg- Credit UW - Commercial Credit Underwriting
Good understanding of credit analysis, creditworthiness, underwriting, third party report validation of commercial property, commercial lending, financial analysis, asset evaluation, and income calculation
Analysis of property inspection reports, rent rolls, operating statements, and preparation of letters based on regulatory requirements
Analysis of proof of payments, invoices, disbursement forms, lien waivers & schedules
Expertise in commercial real estate underwriting or commercial underwriting (residential underwriting preferable)
Adaptable and flexible
Ability to perform under pressure
Commitment to quality
Prioritization of workload
Strong analytical skills
Availability to work in rotational shifts

Responsibilities

Conduct detailed research on the financial history of businesses to determine their creditworthiness
Assess the risk parameters of the loan, borrower, and industry including the financial performance of the borrower and guarantor
Assess repayment capacity and recommend the future course of action in approving/declining/counter offering business loans
Perform analysis and solving of lower-complexity problems
Interact day-to-day with peers within Accenture before updating supervisors
Work with limited exposure to clients and/or Accenture management
Follow moderate level instruction on daily work tasks and detailed instructions on new assignments
Make decisions that impact your own work and may impact the work of others
Serve as an individual contributor as part of a team, with a focused scope of work

Skills

Key technologies and capabilities for this role

Commercial Credit UnderwritingCredit AnalysisFinancial AnalysisRisk AssessmentLoan EvaluationTrade FinanceAnalytical Skills

Questions & Answers

Common questions about this position

What qualifications and experience are required for the Banking Advisory Analyst role?

Candidates need a BCom/MCom/Master of Business Administration and 3 to 5 years of experience. Expertise in commercial real estate underwriting or commercial underwriting is required, with residential underwriting preferable.

What key skills are they looking for in this position?

They seek adaptable and flexible candidates with the ability to perform under pressure, commitment to quality, prioritization of workload, and strong analytical skills. A good understanding of credit analysis, underwriting, financial analysis, and related areas is also required.

What does a typical day involve for this role?

The role involves analysis and solving of lower-complexity problems, day-to-day interaction with peers within Accenture before updating supervisors, limited exposure to clients or management, and following moderate level instructions on daily tasks and detailed instructions on new assignments.

What is the salary or compensation for this position?

This information is not specified in the job description.

Is this a remote position or what is the work arrangement?

This information is not specified in the job description.

Accenture

Global professional services for digital transformation

About Accenture

Accenture provides a wide range of professional services, including strategy and consulting, technology, and operations, to help organizations improve their performance. Their services assist clients in navigating digital transformation, enhancing operational efficiency, and achieving sustainable growth. Accenture's offerings include cloud migration, cybersecurity, artificial intelligence, and data analytics, which are tailored to meet the needs of various industries such as financial services, healthcare, and retail. What sets Accenture apart from its competitors is its extensive industry knowledge and ability to deliver comprehensive solutions that address both immediate challenges and long-term goals. The company's aim is to support clients in reducing their environmental impact while driving innovation and growth.

Dublin, IrelandHeadquarters

1989Year Founded

$8.5MTotal Funding

IPOCompany Stage

Consulting, Enterprise Software, CybersecurityIndustries

10,001+Employees

Risks

Rapid AI advancements may outpace Accenture's current capabilities, risking competitive disadvantages.

Integration challenges from multiple acquisitions could affect Accenture's operational efficiency.

The rise of AI-driven startups may disrupt Accenture's market share in customer service solutions.

Differentiation

Accenture's acquisitions enhance its capabilities in digital twin technology for financial services.

The company is expanding its expertise in net-zero infrastructure through strategic acquisitions.

Accenture's focus on software-defined vehicles positions it as a leader in automotive innovation.

Upsides

Accenture's investment in EMTECH supports central bank modernization amid digital currency evolution.

The acquisition of Award Solutions boosts Accenture's presence in the growing 5G and IoT markets.

Accenture's strategic acquisitions align with high-growth markets like digital twins and net-zero projects.

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