d) at Santander

Mönchengladbach, North-Rhine-Westphalia, Germany

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€16,800 – €18,600Compensation

InternshipExperience Level

Full TimeJob Type

UnknownVisa

BankingIndustries

Requirements

Ideally completed Fachabitur or Abitur with good grades in main subjects
Responsible handling of data and others' concerns
Enjoyment of interacting with people
Strong desire to dive deeply into banking, learn a lot of new things, and represent the company as a newcomer

Responsibilities

Engage in exciting assignments in the company headquarters in Mönchengladbach and surrounding branches during the 2.5-year apprenticeship
Learn and apply customer consulting in credit business, payment transactions, money and capital investments
Independently advise and support customers in the branch from the start
Attend vocational school and internal trainings tailored to the apprenticeship to apply theory in practice
Successfully complete the apprenticeship as Bankkaufmann/-frau with the IHK exam

Skills

Key technologies and capabilities for this role

Customer AdvisoryCredit BusinessPayment ProcessingSavings ProductsInvestment ProductsCustomer ServiceData Handling

Questions & Answers

Common questions about this position

What is the salary during the apprenticeship?

The salary is 1.400 € in the 1st year, 1.470 € in the 2nd year, and 1.550 € in the 3rd year, plus a Jahressonderzahlung and other benefits.

Is this position remote or office-based?

The apprenticeship is based at the company headquarters in Mönchengladbach and surrounding branches, with no mention of remote work.

What qualifications and skills are required for this apprenticeship?

Ideal candidates have recently completed Fachabitur or Abitur with good grades in main subjects, handle data and others' concerns responsibly, and enjoy interacting with people.

What benefits are offered in this apprenticeship?

Benefits include 30 vacation days per year, half a day off on your birthday, two bank holidays, annual special payment, learning materials allowance, asset-effective benefits, public transport subsidies, health and sports offers, and more.

What makes a strong application for this position?

Show your personality, demonstrate readiness to dive deep into banking, learn new things, and represent the company as a newcomer.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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