Associate, Credit Risk Operations at Airwallex

Singapore

Apply Now

Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Payments, Financial ServicesIndustries

Requirements

5 years of relevant experience with knowledge of commercial credit underwriting, financial statement analysis, and cash flow forecasting
Knowledge of merchant acquiring services and the payment processing industry
Effective communication skills; attention to detail
Strong interpersonal and communication skills, both written and verbal
Highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment
Comfortable with complex data and analytics to draw meaningful insights. SQL is required for this role

Responsibilities

Assess merchant’s credibility in both onboarding and monitoring workflows, by verifying and analyzing merchant’s business information and financial statements
Provide tailored credit risk recommendations that mitigate Airwallex’s exposure while facilitating partner company growth
Prioritize and process the review of incoming applications to verify their accuracy and integrity, interpret them so that they are concise, exact, integral, in compliance with the policy, and register them accurately and in a timely manner
Deliver insights to support key business decisions ranging from onboarding strategies to pricing analysis and product launches
Lead process improvements to help the team deliver on key performance indicators and meet service level agreements
Provide feedback on data, tools, 3rd party vendors etc. for continuous ops efficiency improvement, along with on-going enhancements of policies and procedures

Skills

Key technologies and capabilities for this role

Credit Risk AnalysisRisk ManagementCredit ReviewsMerchant UnderwritingComplianceTransaction RiskTeam Collaboration

Questions & Answers

Common questions about this position

Is this role remote or onsite?

This is an onsite position.

What are the main responsibilities of the Associate, Credit Risk Operations role?

Responsibilities include assessing merchant credibility by verifying business information and financial statements, providing tailored credit risk recommendations, prioritizing and processing applications accurately and timely, delivering insights for business decisions, leading process improvements, and providing feedback for efficiency.

What attributes does Airwallex value in candidates?

Airwallex values successful builders with founder-like energy who want real impact, accelerated learning, and ownership; strong role-related expertise, sharp thinking, motivation by mission, fast movement with good judgment, curiosity, first-principles decisions, humility, collaboration, ability to turn ideas into products, getting stuff done end-to-end, and using AI to work smarter.

What skills or experience make a strong candidate for this role?

Strong candidates have expertise in credit risk assessment, experience analyzing business and financial information, ability to provide risk recommendations, process high volumes of reviews accurately and timely, lead improvements, and collaborate across teams like business development, compliance, and legal.

What is the salary or compensation for this position?

This information is not specified in the job description.

Airwallex

Cross-border payment solutions for businesses

About Airwallex

Airwallex provides cross-border payment solutions for businesses of all sizes, including small to medium-sized enterprises and large corporations. The company offers a range of financial services such as multi-currency accounts, international money transfers, foreign exchange services, and payment gateway solutions. These services are designed to facilitate efficient and cost-effective international transactions. Airwallex uses advanced technology to ensure that these transactions are fast and secure. Unlike many competitors, Airwallex focuses on building financial infrastructure that supports the digital economy, allowing businesses to operate seamlessly across borders. The company's goal is to simplify global payments and make them accessible to businesses worldwide.

Eastern District, Hong KongHeadquarters

2015Year Founded

$877.4MTotal Funding

SERIES_ECompany Stage

FintechIndustries

1,001-5,000Employees

Benefits

Hybrid Work Options

Employee Equity Programs

Risks

Increased competition from fintech startups could erode Airwallex's market share.

Regulatory scrutiny in Asia-Pacific, especially China, may impact Airwallex's operations.

Volatility in foreign exchange rates poses a risk to Airwallex's revenue streams.

Differentiation

Airwallex offers a comprehensive suite of cross-border payment solutions for businesses.

The company integrates financial services into platforms, enhancing customer experience and efficiency.

Airwallex's global presence with ten international offices supports its expansive service offerings.

Upsides

Airwallex reported an 83% revenue increase in APAC, showcasing strong regional growth.

The partnership with Carwow enhances Airwallex's visibility and operational efficiency in the UK.

Airwallex's expansion in EMEA with new offices boosts its international market presence.

Land your dream remote job 3x faster with AI

Try Jobo Free