Associate, Corporate Credit Risk Management, Asia Pacific (6-month contract) at Santander

Singapore

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

Bachelor’s degree in Accounting, Finance or relevant disciplines from a recognized university; Candidate with CPA or CFA qualifications valued
Minimum 5 years of experience in credit analysis and credit proposal preparation covering clients across different segments (MNCs and mid-cap). Candidates with shorter prior experience will be also considered based on soft skills and work attitude
Candidate with experience in ASEAN markets are preferred
Strong financial analytical skill
Presentation and communication skills will be highly valued
Entrepreneurial spirit, ability to work independently, teamwork attitude and flexibility are key soft skills for the post
Sound Excel, Word and PowerPoint skills

Responsibilities

Financial data processing and analysis. Spreading clients’ financial information, processing and organization of different sets of internal data related to the credit portfolio
Rating Analysis. To analyse client’s business and financial profile, prepare its corresponding rating, and manage the ratings validation process
Risk Approval. To analyse proposals (new, renewal, modification and waiver) prepared by Front Office and prepare recommendations accordingly. To lead risk approval processes locally and globally
Portfolio Monitoring. Post approval monitoring of the borrowers’ limit utilization and potential credit issue. To recommend and implement appropriate actions accordingly

Skills

Key technologies and capabilities for this role

Credit Risk AnalysisFinancial AnalysisRating AnalysisExcelPowerPointWordPortfolio MonitoringRisk Approval

Questions & Answers

Common questions about this position

What is the duration of this contract position?

This is a 6-month contract role.

Where is this position located?

The position is located in Singapore.

What are the key requirements for this role?

Candidates need a Bachelor’s degree in Accounting, Finance or relevant disciplines, minimum 5 years of experience in credit analysis (shorter experience considered based on soft skills), strong financial analytical skills, presentation and communication skills, and proficiency in Excel, Word, and PowerPoint. Experience in ASEAN markets and CPA or CFA qualifications are preferred.

What soft skills are emphasized for this position?

The role values entrepreneurial spirit, ability to work independently, teamwork attitude, flexibility, presentation, and communication skills.

What makes a strong candidate for this role?

Strong candidates have 5+ years in credit analysis for MNCs and mid-cap clients, ASEAN market experience, CPA/CFA qualifications, robust financial analytical skills, and key soft skills like independence, teamwork, and communication; those with shorter experience may be considered based on attitude.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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