Vice President - Portfolio and MSR Analytics at Selina Finance

Dallas, Texas, United States

Selina Finance Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Mortgage Servicing, Financial ServicesIndustries

Requirements

  • 7+ years of experience in mortgage servicing, capital markets, structured finance, or whole loan investing, with emphasis on modeling and valuation
  • Deep expertise in MSR valuation frameworks (GSE and GNMA), including prepay models, servicing cost dynamics, and discount rate sensitivity
  • Proven experience with NPL/RPL portfolio analytics, including severity and cash waterfall modeling
  • Strong knowledge of GNMA servicing rules, EBO eligibility triggers, and re-securitization economics
  • Familiarity with servicing system data (e.g. MSP/Black Knight, Sagent), Intex or other cash flow engines, and SQL environments
  • Advanced Excel modeling required; experience with Python, R, or Tableau is a strong plus
  • Exceptional ability to communicate complex analytics and valuation insights to senior leadership, capital partners

Responsibilities

  • Lead pricing, valuation, and return modeling for MSR acquisitions, strip structures, and retained servicing strategies across GSE, GNMA, and private label channels
  • Build and maintain loan-level cash flow models for non-performing and re-performing loan (NPL/RPL) portfolios to support trading, diligence, and servicing strategy
  • Develop and refine MSR valuation models that incorporate key drivers such as prepayments, delinquency roll rates, servicing costs, and discount rate calibrations
  • Drive scenario analysis to evaluate the impact of GNMA EBO strategies, buyout timing, re-pooling economics, and securitization structures
  • Partner with capital markets to support GNMA securitization strategies and monitor execution across co-issue, passthrough, and tail pooling options
  • Coordinate with finance and servicing to reconcile asset performance with forecasted modeling assumptions
  • Support hedge analytics, liquidity risk planning, and mark-to-market valuation for internal and external reporting
  • Stay abreast of market trends, investor appetite, regulatory developments, and pricing benchmarks relevant to servicing assets and legacy credit pools
  • Manage and mentor a small team of analysts, ensuring output quality, model integrity, and business insight delivery

Skills

MSR valuation
NPL cash flow modeling
RPL cash flow modeling
GNMA servicing economics
Early Buyout (EBO) dynamics
securitization structures
pricing modeling
return modeling
portfolio analytics
asset performance forecasting

Selina Finance

Flexible home equity lending solutions

About Selina Finance

Selina Finance offers flexible lending solutions for homeowners in the UK, focusing on home equity lending. Their main products include a Home Equity Line of Credit (HELOC), which allows borrowers to access funds against their property equity and only pay interest on the amount used, and a Homeowner Loan, which provides a fixed sum upfront. Unlike other lenders, Selina Finance's HELOC offers unique flexibility in borrowing amounts over the first five years. The company's goal is to help homeowners finance large purchases by leveraging the equity in their homes at competitive interest rates.

London, United KingdomHeadquarters
2019Year Founded
$50.4MTotal Funding
SERIES_BCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Risks

Rising UK interest rates could make Selina's loans less attractive to borrowers.
Increased competition from fintechs may erode Selina's market share.
Potential UK regulatory changes could increase compliance costs for Selina Finance.

Differentiation

Selina Finance offers the UK's first Home Equity Line of Credit (HELOC).
Their HELOC product provides flexible borrowing against home equity, unique in the UK market.
Selina Finance combines real estate, finance, and technology for next-generation lending solutions.

Upsides

Partnership with Legal & General expands access to a large network of mortgage advisers.
Recent $150M Series B funding boosts Selina's capacity for growth and product development.
Increased demand for flexible financial products aligns with Selina's offerings.

Land your dream remote job 3x faster with AI