Title Officer at First American

Meridian, Idaho, United States

First American Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Real Estate, Title InsuranceIndustries

Requirements

  • High School diploma or equivalent
  • 3-5 years title/related real estate experience with at least 2 years examining title
  • Familiar with all aspects of title work
  • Flexible with the ability to multi-task and work in a fast-paced environment to handle all aspects of title support
  • Strong verbal and written communication skills
  • Strong customer service orientation
  • Analytical and problem-solving skills
  • Strong detail orientation
  • Able to meet deadlines under pressure

Responsibilities

  • Performs title examination to examine the chain of title for a wide range of title orders, both residential and commercial
  • Analyzes records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions and to verify legal description of property and completeness of records
  • Analyzes the effect of probate, foreclosures, building court cases, and bankruptcy proceedings on title insurance
  • Examines trusts, wills, and affidavits of heirship
  • Uses technical bulletins and other resources to evaluate and resolve problems
  • Reviews and approves a variety of documentation including deeds, operating agreements, trusts, wills, affidavits of heirships, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization
  • Selects appropriate write-ups for commitments and policies for both standard and extended coverage
  • May participate in business development activities to maintain existing clients and acquire new clients and may attend customer visits with sales personnel
  • May price commitments, endorsements, policies and guarantees using predetermined schedule of fees and charges
  • In some regions/locations, consult with attorneys to review search packages and on matters that require escalation
  • May provide underwriting interpretation within established guidelines
  • May request hold harmless letters from other title insurance companies; issue hold harmless letters as necessary
  • Identify issues and work with customers, attorneys and lenders in an advisory capacity to resolve issues impacting title insurability prior to closing
  • Communicate with clients and third parties to obtain documentation to clear title related issues such as missing information, incomplete, inaccurate or contradictory information contained in the title commitment, in accordance with internal and external policies and regulations
  • In some locations/regions, perform search, title examination and other duties as part of the review and clearing of title

Skills

title examination
chain of title analysis
title insurability resolution
commercial title
residential title
title commitment review
real estate documentation

First American

Provides title insurance and real estate services

About First American

First American provides title insurance, specialty insurance, and various real estate-related services. Their title insurance protects homebuyers and property owners from potential ownership disputes and financial losses related to real estate transactions. The company offers a platform called myFirstAm®, which allows users to access property information, manage orders, and streamline the closing process from any device. Unlike many competitors, First American has a vast database of property data, with over 5.5 billion document images, making it a leading provider of real estate data solutions. The company's goal is to facilitate smooth real estate transactions while ensuring that clients' investments are protected.

Santa Ana, CaliforniaHeadquarters
1889Year Founded
$800.2MTotal Funding
VENTURE_UNKNOWNCompany Stage
Financial Services, Real EstateIndustries
10,001+Employees

Benefits

401k matching
Health, vision, dental insurance
Professional development

Risks

Data breach allegations could harm First American's reputation and lead to legal issues.
Integration of Mother Lode may face challenges and financial risks.
Dependence on digital transformation poses risks if technology advances rapidly.

Differentiation

First American offers comprehensive title insurance and settlement services nationwide.
The company provides a vast database of over 5.5 billion document images.
First American's digital platform, myFirstAm®, enhances real estate transaction efficiency.

Upsides

Acquisition of Mother Lode expands First American's market share in California.
Docutech purchase boosts First American's digital mortgage revenue by 38%.
Growing fintech trends align with First American's digital transformation strategy.

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