Title Examiner

United States

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Candidates should possess an Associate's Degree or two years of equivalent work experience, along with one to two years of prior real estate experience. A sound understanding of real estate knowledge and terms is necessary, as is the ability to interpret property reports and use internet-based applications. Proficiency in PC skills, including Excel, Word, email platforms, and Adobe, is also required.

Responsibilities

The Title Examiner will examine raw title data from abstracts and other real property documentation to identify risks and exceptions related to the subject property. They will perform risk assessments to ensure proper lien position, provide operational knowledge to adhere to agency, underwriting, and regulatory requirements, and maintain communication with all parties involved in the title commitment process. Responsibilities include working with closing agents and underwriters to clear conditions, notifying parties of irregularities, practicing risk prevention by adhering to policies, and completing other assigned duties.

Skills

Title examination

Abstract of Title

Real property documentation

Risk assessment

Lien position

Agency/underwriting guidelines

Regulatory requirements

Title Commitment process

Closing Agents

Underwriters

Title policy

Schedule B conditions

Compliance

Operational risk controls

M&T Bank

Full-service banking for individuals and businesses

About M&T Bank

M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.

Buffalo, New YorkHeadquarters

1993Year Founded

IPOCompany Stage

Financial ServicesIndustries

10,001+Employees

Risks

Competition from fintechs could erode M&T Bank's market share among tech-savvy customers.

Integration challenges from the United Bank merger may disrupt operations.

Decreased prime rate could reduce interest income, impacting profitability.

Differentiation

M&T Bank emphasizes community engagement through its charitable foundation and volunteer programs.

The bank offers a wide range of traditional and digital banking services.

Recent merger with United Bank, N.A. expands M&T's market reach and service offerings.

Upsides

M&T Bank's $1.5 billion senior notes offering strengthens its financial position.

Decreased prime rate may attract more borrowers, increasing loan volume.

Shannon Lazare's appointment as New Jersey Regional President enhances local community engagement.

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