Title Examiner

Overview

• Employment Type: Full time
• Responsible for the examination of raw title data obtained from the Abstract of Title and other real property documentation (i.e.: Tax Search/Certification, Tax/Plan Maps, etc.), to effectively determine the risks and exceptions related to the subject property.

Schedule & Location

• Schedule: Monday-Friday 7:30 am - 4 pm or 8 am - 4:30 pm ET
• Location: Remote (possible in-person training for candidates local to Buffalo, NY)

Primary Responsibilities

• Responsible for the examination of title abstracts to determine risks and exceptions as they relate to the subject property.
• Performs risk assessment of subject property findings to ensure proper lien position as expected by the insured.
• Provide operational knowledge and support to ensure adherence to all agency/underwriting and regulatory requirements and guidelines, based on product, underwriter and state specific guidelines.
• Maintain effective communication with all necessary parties involved in the Title Commitment process, from internal customers, Closing Agents/Attorneys, Underwriters and co-workers to ensure a seamless, timely delivery of the preliminary title commitment and/or final title policy.
• Work in conjunction with Closing Agents and Underwriters to clear Schedule B conditions and requirements.
• Immediately notifies all necessary parties of irregularities relative to the preliminary title report and/or final title policy.
• Maintain and practice risk prevention by adhering to established Agency/Underwriter policies and procedures.
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Scope of Responsibilities

• Work closely with both Internal and External Customers such as co-workers, Loan Officers/Processors, Underwriters and Closing Agents/Attorneys.

Supervisor/Managerial Responsibilities

• None

Education and Experience Required

• Associates Degree or two years equivalent work experience.
• One to two years prior real estate experience.
• Sound understanding of real estate knowledge and terms.
• Ability to interpret a property report.
• Ability to use internet based applications (i.e.: PACER, UW Websites, etc.)
• Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe.

Education and Experience Preferred

• Ability to make sound decisions based on information provided.
• Knowledge of Agency, Underwriter and Lender Requirements.
• Versatility and flexibility working within an ever changing fast paced mortgage environment.
• Adapting to new policies and procedures to improve processes and workflow.
• Ability to function independently within time constraints.
• Excellent verbal and written communication skills.
• Highly organized with the ability to multitask.
• Strong attention to detail.
• Prioritization of daily workload.
• Ability to work in a team environment.
• Strong work ethic, reliable and dependable.

Compensation

• M&T Bank is committed to fair, competitive, and market-informed pay for our employees.
• The pay range for this position is $18.57 - $30.95 Hourly (USD).
• The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
• The range listed above corresponds to our national pay range for this role.
• The specific pay range applicable to you may vary based on your location.

Location

• Clanton, Alabama, United States of America