Technical Accounting Manager at EarnIn

United States

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$115,000 – $140,000Compensation

Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Requirements

Candidates should possess at least 4 years of relevant accounting experience, with a minimum of 2 years in public accounting, preferably from a Big 4 or national firm. A strong understanding of US GAAP, experience drafting accounting memos, and preparing financial statements are essential. Familiarity with debt, equity, revenue recognition, leases, income taxes, inter-company transactions, consolidation, FX matters, and carve-out accounting is required. A CPA license or a Master's degree in Accounting/Finance is strongly preferred. Experience in Fintech, Technology, or Financial Services industries is a plus, as is familiarity with public company readiness, SOX, internal controls, AI/technology for process streamlining, and ERP/financial reporting systems like NetSuite and Workiva.

Responsibilities

The Technical Accounting Manager will draft and prepare financial statements, footnotes, and SEC disclosures, while researching and documenting complex accounting issues in technical memoranda compliant with US GAAP. This role involves leading the financial statement audit process, preparing journal entries and reconciliations for various technical accounting areas, and contributing to public company readiness initiatives including SEC reporting and SOX program development. The manager will also partner cross-functionally to provide technical accounting guidance, support business combinations and purchase accounting, coordinate with tax providers, and offer ad hoc technical accounting support.

Skills

Technical Accounting

Financial Statements

SEC Reporting

SOX Program

Debt Accounting

Equity Accounting

Tax Accounting

Revenue Recognition

Lease Accounting

Intercompany Transactions

Carve-out Accounting

Ad hoc Transactions

Financial Audits

Accounting Policy

GAAP

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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