Sr. Software Engineer (Open Banking) - 4-6 years exp - GenAI, Java at Visa

Bengaluru, Karnataka, India

Visa Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Payments, Open BankingIndustries

Requirements

  • 4-6 years of experience (inferred from job title)
  • Proficiency in Java, Node.js, JavaScript
  • Experience with AWS, Kubernetes, Docker
  • Knowledge of SQL and Datadog
  • Ability to work with high-load systems and stringent uptime requirements
  • Familiarity with CI/CD pipelines, infrastructure-as-code, and automated observability
  • Experience in on-call rotations for operational excellence
  • Willingness to work in a hybrid/on-site environment in Bangalore

Responsibilities

  • Partner with GenAI agents for code generation, refactoring, and automated testing
  • Experiment in Visa’s AI sandbox with Generative AI models (transformers, LLMs, GANs, VAEs, multimodal models) and frameworks
  • Apply Generative AI models to API integration challenges, anomaly detection, and intelligent automation
  • Build high-performance, scalable APIs integrating with documented and undocumented banking interfaces
  • Build components integrating with banks’ APIs to aggregate and enrich consumer financial data
  • Handle high-load systems with stringent uptime requirements
  • Own end-to-end delivery: design, build, deploy, monitor, and maintain services in AWS/Kubernetes/Docker environments
  • Implement CI/CD pipelines, infrastructure-as-code, and automated observability using Datadog and related tooling
  • Participate in on-call rotations to ensure high availability and operational excellence
  • Coach junior engineers, especially in leveraging AI engineering assistants
  • Contribute to AI-first engineering culture by sharing learnings from model experimentation
  • Deliver new features on a rapid cadence (every few days) with end-to-end accountability

Skills

Java
GenAI
Generative AI
Open Banking
API
AI models
code generation
testing
deployment

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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