Financial Analyst
EarnestSalary not specified
Full Time
Junior (1 to 2 years)
Sr. Associate, IRR Portfolio Manager (Hybrid) at Capital One
McLean, Virginia, United States
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries
Requirements
- Bachelor's Degree or military experience
- At least 1 year of experience in finance or capital markets or a combination
- Preferred Qualifications (not required but preferred):
- Master of Business Administration or Master's in Finance or related area
- 1+ year of experience in asset liability management (ALM), or fixed income analysis, or corporate finance, or other finance-related function
- 1+ year of experience in Quantitative Risk Management (QRM) or other interest rate risk modeling
- 1+ year of experience in data and technology systems, including SQL
- 1+ year of experience using coding languages (Python) to automate workflow
- Certified Financial Analyst designation or Financial Risk Management designation or Certified Public Accountant designation
- Proficiency with Excel and Powerpoint
Responsibilities
- Assist in the monthly interest rate risk position reporting of metrics including duration of equity (DOE), economic value of equity (EVE) sensitivity, and earnings at risk (EaR)
- Create and analyze interest rate risk reports and communicate month-over-month changes
- Assist in measuring the fair value of financial instruments, and communicating analytics to senior management
- Assist in various planned and ad hoc corporate projects like stress testing, corporate planning, quarterly earnings preparation, and other analysis as necessary
- Communicating portfolio level trends and analytics to internal team members, senior management as well as other stakeholders
- Assist in model performance backtesting
- Assist in preparation of executive level presentations (ALCO, Board, etc.)
- Create and maintain documentation for procedures and analysis
Skills
Interest Rate Risk Management
IRR Analytics
Duration of Equity
Economic Value of Equity
Earnings at Risk
Fair Value Measurement
Stress Testing
Model Backtesting
Financial Reporting
Executive Presentations
Capital One
Offers diverse financial products and services
About Capital One
Capital One provides a variety of financial services aimed at making banking accessible and easy for everyone. The company offers products such as credit cards, savings accounts, car loans, and business checking accounts, catering to both individual consumers and small businesses primarily in the United States. Capital One's approach includes user-friendly banking solutions with no fees or minimums for checking accounts, allowing customers to manage their finances more effectively. They generate revenue through interest on loans, credit card fees, and investment banking services. What sets Capital One apart from its competitors is its strong commitment to financial inclusion and literacy, demonstrated through community partnerships and educational initiatives, such as collaborations with Khan Academy. The company's goal is to create a more inclusive financial system and empower customers with the knowledge and tools they need to make informed financial decisions.
McLean, VirginiaHeadquarters
2014Year Founded
$15.9MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees
Benefits
Medical, Dental, & Vision coverage
Onsite Health Centers
Prescription saving with network of local pharmacies
Stock Purchase Plan
Education Assistance
401(k)
Flexible Spending Accounts
Life and Disability insurance
Generous paid time off + corporate & floating holidays
Registered dieticians on site, cooking classes and free virtual fitness classes
Employee Assistance Program
Risks
Increased competition in subscription management tools may dilute Capital One's advantage.
Over-reliance on partnerships could expose Capital One to technological risks.
Departure of key personnel like Joe Rodriguez may affect risk management continuity.
Differentiation
Capital One offers user-friendly banking with no fees or minimums for checking accounts.
The company partners with Khan Academy to provide financial literacy education.
Capital One is the first major U.S. bank to offer subscription management tools.
Upsides
Capital One's mobile app is a model for secure, user-friendly digital banking.
Data sharing with Worldpay enhances payment security and fraud prevention.
Partnerships with fintechs like Minna Technologies improve customer experience.
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