specjalista(-ka) ds. akceptacji zabezpieczeń klientów instytucjonalnych at Santander

Poznań, Greater Poland Voivodeship, Poland

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, FinanceIndustries

Requirements

Wykształcenie wyższe (kierunki: geodezja, gospodarka nieruchomościami, ekonomia, finanse, prawo, wycena nieruchomości)
Minimum 2 lata doświadczenia w pracy z nieruchomościami, operatami szacunkowymi lub zabezpieczeniami kredytowymi
Umiejętność analizy dokumentów prawnych i technicznych związanych z nieruchomościami
Znajomość rynku nieruchomości komercyjnych i mieszkaniowych
Język angielski na poziomie umożliwiającym weryfikację operatu szacunkowego
Umiejętność pracy pod presją czasu i zarządzania wieloma sprawami równocześnie
Swobodne korzystanie z narzędzi MS Office (Excel, Word)

Responsibilities

Weryfikacja i ocena operatów szacunkowych nieruchomości, w tym operatów w języku angielskim
Podejmowanie decyzji o przyjęciu nieruchomości jako zabezpieczenia kredytowego
Identyfikacja ryzyk związanych z nieruchomościami
Analiza stanu prawnego nieruchomości w księgach wieczystych i innych dokumentach (np. akty notarialne, zapisy w dokumentach planistycznych)
Gromadzenie i porządkowanie danych o nieruchomościach
Komunikacja z rzeczoznawcami majątkowymi w zakresie operatów

Skills

Key technologies and capabilities for this role

operaty szacunkowewycena nieruchomościanaliza nieruchomościksięgi wieczysteMS ExcelMS Wordjęzyk angielskianaliza dokumentów prawnychanaliza dokumentów technicznychryzyko nieruchomościowe

Questions & Answers

Common questions about this position

What employment contract and benefits does the position offer?

The role offers a full-time employment contract (umowa o pracę) initially for 12 months, private medical care with Medicover, Multisport card, cafeteria system for activities, bank products, wellbeing initiatives, and benefits for disabled employees.

Is this a remote or hybrid position, and where is the office located?

The position is hybrid work, partially in the office at ul. Kolorowa 8 and 10 in Poznań (near King Cross shopping center).

What are the required qualifications and skills for this role?

Candidates need a higher education degree in fields like geodesy, real estate management, economics, finance, law, or property valuation; at least 2 years of experience with real estate, valuation reports, or credit collateral; ability to analyze legal and technical documents, knowledge of commercial and residential real estate markets, English proficiency for verifying reports, time pressure management, and MS Office skills.

What is the team structure and company culture like?

The team consists of 14 people in the Zespół ds. Akceptacji Zabezpieczeń Klientów Instytucjonalnych led by Elżbieta Kucińska, with opportunities for integration via over 20 Interest Clubs; the company values diversity and unique perspectives from all employees.

What makes a strong candidate for this specialist role?

Strong candidates have the required education and 2+ years experience, plus preferred qualifications like property appraiser licenses, certificates, or training in property valuation.

Santander

Provides banking, investment, and insurance services

About Santander

Santander Bank provides a variety of financial services to individuals, small businesses, and large corporations in the United States. Its offerings include savings and checking accounts, loans, credit cards, and investment products. The bank also has specialized services through Santander Investment Services and insurance products via Santander Securities LLC. Santander stands out from its competitors by focusing on community growth, committing $13.6 billion to support initiatives like the 'Cultivate Small Business' program, which aids early-stage entrepreneurs, especially from underrepresented groups. The bank generates revenue through interest on loans, service fees, and commissions, while promoting responsible banking practices and financial education. Santander's goal is to empower individuals and businesses, enhance community prosperity, and provide comprehensive financial solutions.

Boston, MassachusettsHeadquarters

1902Year Founded

$75MTotal Funding

POST_IPO_DEBTCompany Stage

Fintech, Financial ServicesIndustries

10,001+Employees

Benefits

Health, dental, & vision

401k

Flexible PTO

Parental & sick leave

Discounts: technology, travel, auto, fitness, & tuition

Risks

ISO 20022 transition may challenge smaller business partners.

'Quishing' attacks pose a growing threat to consumer security.

Openbank faces competition in the U.S. high-yield savings market.

Differentiation

Santander's Openbank offers a 5.00% APY high-yield savings account nationwide.

The bank's Inclusive Communities Plan pledges $13.6 billion for community initiatives.

Santander's ISO 20022 adoption enhances operational efficiency and data management.

Upsides

Openbank's high-yield savings account attracts more U.S. customers.

Santander's renewable energy financing highlights commitment to sustainable investments.

Proactive cybersecurity measures enhance customer trust and protect digital assets.

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