Software Engineer - Recoveries

Company Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Position Overview

The Recoveries team, as a part of the Repayments area, is on a mission to build a robust platform that will maximize the recovery of charged-off loans while monitoring, detecting, and ensuring to minimize discrepancies between our systems and our business partners' systems. Collaborating closely with our product managers and backbook risk teams, you will effectively manage loans throughout the final phase of their lifecycle and develop and implement recovery strategies.

The Repayments team's vision is to develop easy, transparent, and flexible repayment experiences that retain our customers for life - through good times and bad times, which is a critical element of our strong unit economics at Affirm.

Responsibilities

• With the support of your team’s tech lead and manager, break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work.
• Support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs.
• Support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts.
• Contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process.

Requirements

• A total of 1.5+ years of experience as a software engineer.
• Experience designing, developing, and launching backend systems.
• Proficiency in one of Python or Kotlin.
• Familiarity with the building blocks of distributed systems and technologies like AWS, MySQL, and Kubernetes.
• Mastery in taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well-tested, and extensible code.
• Comfort navigating a large codebase, debugging others' code, and providing feedback to other engineers through code reviews.
• Demonstrated ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders.
• Strong verbal and written communication skills that support effective collaboration with our global engineering team.

Compensation and Benefits

• Base Pay Grade: L

• Equity Grade: Poland 3

• Base Pay Range (Poland): 252,000 zł - 352,000 zł per year

  • Employees new to Affirm typically start at the beginning of the pay range. Affirm focuses on a simple and transparent pay structure based on location, experience, and job-related skills.

• Total Compensation Package: May include monthly stipends for health, wellness, and tech spending, and benefits (including 100% subsidized medical coverage, dental, and vision for you and your dependents). Employees may also be eligible for equity rewards from Affirm Holdings, Inc. (parent company).

• Additional Benefits:

  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food, and lifestyle
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental benefits
  • Employee Resource & Community Groups

• This role is eligible for creative tax benefits, subject to applicable law and company policy.

Location

• Remote Poland