Software Engineer (Data Exchange) at EarnIn

Bangkok, Bangkok, Thailand

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTechIndustries

Requirements

3+ years of software development experience in a fast-paced environment
Bachelor's, Master’s, or PhD degree in computer science, computer engineering, or a related technical discipline, or equivalent industry experience
Proficient in at least one modern programming language, such as C#, Kotlin, JavaScript, and Python
Experience working with relational or NoSQL databases (e.g., PostgreSQL, DynamoDB, MySQL)
Familiarity with continuous integration and delivery tools
Experience writing and executing functional or integration tests
Strong communication skills and a collaborative mindset
Ability to learn quickly and thrive in a dynamic environment with a bias toward action and results
Experience with Kubernetes and microservice architecture is a strong plus

Responsibilities

Contribute to the design and implementation of backend features that support EarnIn’s growth
Break down well-defined problems into clear, actionable tasks and deliver high-quality, maintainable code
Build and maintain APIs that support our client applications and backend systems
Write and improve automated tests to support continuous integration and development velocity
Collaborate closely with senior engineers, participating in code reviews and learning best practices in design and architecture
Help debug issues across services with guidance from more experienced engineers
Continuously learn new technologies and contribute to improving our backend systems
Care about writing reliable, production-quality code and learning how to build distributed systems and services

Skills

Key technologies and capabilities for this role

Backend DevelopmentAPIsAutomated TestingContinuous IntegrationCode ReviewsDebugging

Questions & Answers

Common questions about this position

Is this a remote position or does it require office work?

This position is ideally a hybrid role based out of our Bangkok office, as part of our expanding site.

What benefits does EarnIn offer?

EarnIn provides excellent benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to travel to our Mountain View HQ.

What skills and experience are required for this Software Engineer role?

Candidates need 3+ years of software development experience, proficiency in at least one modern programming language such as C#, Kotlin, JavaScript, or Python, experience with relational or NoSQL databases, familiarity with CI/CD tools, and experience writing functional or integration tests. Strong communication skills, a collaborative mindset, and the ability to learn quickly in a dynamic environment are also essential.

What is the salary range for this position?

This information is not specified in the job description.

What makes a strong candidate for this role?

A strong candidate has 3+ years of experience, a relevant degree or equivalent, proficiency in modern languages like C#, Kotlin, JavaScript, or Python, database experience, CI/CD familiarity, testing skills, strong communication, and a bias toward action; experience with Kubernetes and microservices is a plus.

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters

2012Year Founded

$184.9MTotal Funding

SERIES_CCompany Stage

FintechIndustries

201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company you want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.

Increased competition in early wage access may impact Earnin's market share.

Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.

Users choose their payment amount, fostering a community-driven financial model.

Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.

Recognition as Best Payments App highlights Earnin's fintech innovation.

Partnerships with gig platforms could expand Earnin's user base.

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