Software Engineer(Backend) - Merchant (5 to 7 years) at PhonePe

Bengaluru, Karnataka, India

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Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Digital Payments, E-commerceIndustries

Requirements

5+ years of experience in writing code and solving problems on a large scale (5 to 7 years for this role)
Extensive and expert programming experience in at least one general programming language (e.g., Java, C, C++) & tech stack to write maintainable, scalable, unit-tested code
Experience with multi-threading and concurrency programming
Extensive experience in object-oriented design skills, knowledge of design patterns, and ability to design intuitive module and class-level interfaces
Excellent coding skills to convert design into code fluently
Knowledge of Test Driven Development
Good understanding of databases (e.g., MySQL) and NoSQL (e.g., HBase, Elasticsearch, Aerospike, etc.)
Experience with full life cycle development in any programming language on a Linux platform
Strong desire to solve complex and interesting real-world problems
Go-getter attitude with high energy and intent behind assigned tasks
Worked in a startup environment with high levels of ownership and commitment
BTech, MTech, or Ph.D. in Computer Science

Responsibilities

Build robust and scalable web-based applications, thinking of platforms & reuse
Build abstractions and contracts with separation of concerns for a larger scope
Drive problem-solving skills for high-level business and technical problems
Do high-level design with guidance; functional modeling, break-down of a module
Do incremental changes to architecture: impact analysis of the same
Do performance tuning and improvements in large scale distributed systems
Mentor young minds and foster team spirit, break down execution into phases to bring predictability to overall execution
Work closely with Product Manager to derive capability view from features/solutions, lead execution of medium-sized projects
Work with broader stakeholders to track the impact of projects/features and proactively iterate to improve them

Skills

Key technologies and capabilities for this role

Backend DevelopmentScalable SystemsRapid DevelopmentSecurityAutomationJavaDistributed Systems

Questions & Answers

Common questions about this position

What experience level is required for this Software Engineer role?

The role requires 5+ years of experience in writing code and solving problems on a large scale, with the job title specifying 5 to 7 years.

What are the key responsibilities for this backend software engineer position?

Responsibilities include building robust and scalable web-based applications, creating abstractions and contracts, driving problem-solving for business and technical problems, performing high-level design, performance tuning in distributed systems, mentoring, and working with product managers on projects.

What is the company culture like at PhonePe?

PhonePe empowers people, trusts them to do the right thing, gives ownership from day one, encourages solving complex problems quickly, and focuses on building platforms that impact millions with purpose and speed.

What salary or compensation does this role offer?

This information is not specified in the job description.

Is this a remote position or does it require office work?

This information is not specified in the job description.

PhonePe

Digital payments and financial services platform

About PhonePe

PhonePe is a digital payments platform in India that allows individuals and businesses to conduct financial transactions securely and efficiently. It primarily operates through the Unified Payments Interface (UPI), enabling users to transfer money directly between bank accounts using their mobile phones. PhonePe differentiates itself by offering a wide range of services, including various insurance products and investment solutions, while maintaining a user-friendly interface and strong security measures. The company's goal is to make digital payments accessible to the next billion users in India, positively impacting the country's financial ecosystem.

Bengaluru, IndiaHeadquarters

2015Year Founded

$1,823.7MTotal Funding

GROWTH_EQUITY_VCCompany Stage

Consumer Software, Fintech, Financial ServicesIndustries

5,001-10,000Employees

Benefits

Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance

Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System

Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program

Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy

Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment

Other Benefits - Higher Education Assistance, Car Lease, Mobile & Broadband Reimbursements, Salary Advance Policy

Risks

Increased competition in quick commerce could dilute PhonePe's market share.

Legal challenges like trademark infringement lawsuits may increase costs and damage brand.

Market cap restrictions in India's digital payments sector could impact PhonePe's valuation.

Differentiation

PhonePe integrates with ONDC, expanding into quick commerce beyond traditional payments.

Affordable insurance products like Dengue and Malaria plans attract health-conscious customers.

Proprietary solutions development enhances control over payment processes post-Juspay partnership termination.

Upsides

IPO and new funding round could expand services and market reach.

Manish Sabharwal's appointment strengthens governance and investor confidence.

Integration with ONDC positions PhonePe as a leader in digital marketplace services.

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