Software Engineer at Method Financial

New York, New York, United States

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, TechnologyIndustries

Requirements

3+ years of full-time software engineering experience, ideally full-stack
Experience building scalable production-level applications (a history of excellent projects is required)
Experience working with some combination of Node/JS, React (or similar framework), and MongoDB/NoSQL
Ability to clearly communicate the concepts or ideas behind your solutions and cut big solutions into smaller bite-sized tasks
Ability to balance moving fast and breaking things with moving slowly to get things right the first time (technical debt is okay, will refactor later)
Natural curiosity to stay up to date with new technologies and emerging Fintech trends
Extra awesome
Experience in Finance/FinTech
Experience building data pipelines
Knowledge of payment rails such as ACH, RTP, etc
DevOps experience with AWS, Cloudflare, and CI/CD tools

Responsibilities

Build and create with JavaScript across the platform
Build delightful user experiences in React and power them with a reliable backend in Node
Investigate and debug any issues using monitoring & logging tools and create clear action items to resolve them
Help maintain high technical bar by participating in code reviews and interviewing new team members
Collaborate with the rest of the team to define the roadmap by thoroughly understanding customers’ needs
Own projects from end-to-end, making decisions on technical and business implications with autonomy and team support

Skills

Key technologies and capabilities for this role

JavaScriptReactNodefull-stackcode reviewsdebuggingmonitoringlogging

Questions & Answers

Common questions about this position

What is the salary range for this Software Engineer position?

The annual US base salary range for this role is $150,000-$190,000.

Is this a remote position or does it require working from an office?

This information is not specified in the job description.

What skills are required for this Software Engineer role?

The role requires 3+ years of full-time software engineering experience, ideally full-stack, experience building scalable production-level applications, and working with Node/JS, React (or similar), and MongoDB/NoSQL.

What is the company culture like at Method Financial?

Method Financial has a team of 50+ people across offices in Austin, SF, New York City, and Washington D.C., emphasizing autonomy over projects with team support, maintaining a high technical bar through code reviews and interviews, and balancing speed with quality while accepting technical debt for later refactoring.

What makes a strong candidate for this Software Engineer position?

Strong candidates have 3+ years of full-time software engineering experience building scalable production applications with Node/JS, React, and MongoDB/NoSQL, can communicate solutions clearly, balance speed and quality, and show curiosity in Fintech trends; extra strengths include FinTech experience, data pipelines, and DevOps with AWS.

Method Financial

API for comprehensive debt management solutions

About Method Financial

MethodFi provides a debt management solution through a single application programming interface (API) that allows developers to integrate features like loan repayment and balance transfers into their applications. The API can handle various types of debts, including student loans and credit cards, and retrieves real-time data without needing user credentials. MethodFi differentiates itself by lowering lending risk and increasing revenue for businesses while improving users' financial health. The company generates revenue by charging for its API and related services, including compliance and identity verification.

Austin, TexasHeadquarters

2021Year Founded

$18MTotal Funding

SERIES_ACompany Stage

Fintech, Financial ServicesIndustries

11-50Employees

Benefits

💰 Competitive salary + equity

🧑‍💻 Remote first + flexible work schedule

🏡 Home office stipend + hardware

🏖️ Unlimited PTO

🏥 Full healthcare

📚 Learning stipend

👶 Paid parental leave

🏫 Student loan repayment

Risks

Increased competition from fintech startups may dilute Method's market share.

Reliance on partnerships poses risks if partners develop in-house solutions.

Rapid scaling plans could lead to operational challenges and resource strain.

Differentiation

Method Financial offers a debt-agnostic API for diverse liabilities management.

The API provides real-time data without requiring user credentials, enhancing security.

Method's partnerships, like with BitPay, integrate crypto payments with traditional finance.

Upsides

Partnerships with companies like Happy Money enhance debt consolidation and payment processes.

Rising demand for real-time financial data integration boosts Method's market potential.

Method's $16M Series A funding supports product development and team expansion.

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