Mortgage Senior Underwriter
M&T Bank- Full Time
- Junior (1 to 2 years)
Candidates should possess significant underwriting experience in Asset Finance, specifically with a mandate for high-value deals. They must have a good understanding of finance products, documentation, and associated risks, along with a balanced view of commercial risk versus credit risk and the ability to negotiate and amend transaction structures. A recognized Credit Risk Management qualification or working towards one is desirable.
The Senior Underwriter will review and decision larger value and / or more complex proposals, assess and analyze the creditworthiness of individuals and companies, conduct asset evaluation and securities assessment, and determine the risk. They will also liaise with introducers, write recommendation papers for Committee and Board review, participate in the Board and Committee approval process for high-value deals, and perform detailed financial analysis.
Provides personalized investment strategies and services
Arta Finance provides tailored investment solutions for a variety of clients, including individual investors and institutional entities. The company focuses on creating personalized investment strategies that align with the specific financial and tax needs of its clients. Revenue is generated primarily through management fees for overseeing investment portfolios and transaction fees for executing trades. Arta Finance promotes a client-centric approach, encouraging clients to evaluate investment opportunities based on their own objectives and risk tolerance. While the company offers expert advice, it does not guarantee the success of its strategies, emphasizing the risks involved in investing. Additionally, it advises clients to consult tax professionals to consider tax implications before making investment decisions.