Affirm

Senior Staff Software Engineer, Fullstack (Consumer App Experience)

United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Consumer Finance, FintechIndustries

Position Overview

  • Location Type: Hybrid
  • Job Type: Full-time
  • Salary: Not specified

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm is looking for a Senior Staff Software Engineer to take on a critical role in defining and leading technical excellence across all consumer app experiences at Affirm. You’ll collaborate with engineering leaders, create and implement technical strategy across full-stack teams, and coordinate closely with stakeholders to build scalable, reliable, and high-performing solutions. You'll help shape best practices, guide architectural choices, and drive the successful delivery of critical initiatives. This role requires a high level of technical ability, leadership and project management skills, strong cross-functional communication, and a customer-first mindset. You will be responsible for building and directly leading a core group of senior engineers across the company to unlock large-scale product features, building trust and accountability, and developing the overall technology strategy to uphold technical excellence across all consumer mobile and web surfaces within our engineering org. The Affirm App and web are the primary surfaces that Affirm brings delightful experiences to our customers. From the first time new users are introduced to their eligible purchasing power with Affirm, to signing up for the Affirm Card, to helping them repay and manage their loans while surfacing the best personalized offers for them. This team spans across multiple products and areas at Affirm to power these products and experiences.

Requirements

  • 10+ years of experience working across the stack in frontend (mobile, web) and backend.
  • Bonus points for experience with languages like React Native, Javascript, or Kotlin.
  • Strong experience in software development and engineering practices.

Responsibilities

  • Build and drive technical strategy for app and web experiences across all consumer facing surfaces at Affirm.
  • Work closely with stakeholders across all teams at Affirm to champion and implement technical excellence in conjunction with business results.
  • Create and influence a strong ownership culture across teams, with high accountability and investment for building at scale.
  • Deliver critical user experiences that uphold high reliability and performance.
  • Guide or influence product decisions/scope and determine the right technical tradeoffs to deliver customer value quickly.
  • Design, implement, and extend core platform components and functionality to enable new products and features to be built.
  • Architect and contribute to decisions on the right platform, tools, and technologies to support consistency and reliability.
  • Partner closely with Front End Platform to plan and drive path-to-green initiatives across platform, features, and product roadmaps.
  • Plan, design, and build our core platform software and systems to scale with an increasing number of users, features, business requirements, partners, and new engineers.

Application Instructions

  • Not specified. (Contact Affirm directly for application details.)

Company Information

  • Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Skills

Full-stack development
Frontend (mobile, web)
Backend
React Native
Javascript
Kotlin
Software engineering practices
Technical leadership
Project management
Cross-functional communication

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

Land your dream remote job 3x faster with AI