Affirm

Senior Staff Software Engineer, Fullstack (Consumer App Experience)

United States

Affirm Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Consumer Finance, FintechIndustries

Requirements

Candidates should possess 10 or more years of experience working across the stack in frontend (mobile, web) and backend, with bonus points for experience using languages such as React Native, Javascript, or Kotlin.

Responsibilities

The Senior Staff Software Engineer will build and drive technical strategy for app and web experiences across all consumer facing surfaces at Affirm, working closely with stakeholders to champion technical excellence and implement it in conjunction with business results. They will create and influence a strong ownership culture across teams, with high accountability and investment for building at scale, deliver critical user experiences that uphold high reliability and performance, guide or influence product decisions/scope and determine the right technical tradeoffs to deliver customer value quickly, design, implement, and extend core platform components and functionality, architect and contribute to decisions on the right platform, tools, and technologies, and partner closely with Front End Platform to plan and drive path-to-green initiatives.

Skills

Full-stack development
Frontend (mobile, web)
Backend
React Native
Javascript
Kotlin
Software engineering practices
Technical leadership
Project management
Cross-functional communication

Affirm

Provides buy now, pay later financing solutions

About Affirm

Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.

Key Metrics

San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.

Risks

Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.

Differentiation

Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.

Upsides

Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.

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