Senior Specialty Underwriter, California

Position Overview

At Honeycomb, we are reshaping the future of insurance. Recognized by Newsweek as one of "America’s Greatest Startup Workplaces" in 2025 and by Calcalist as a "Top 50 Israel startup," Honeycomb is a rapidly growing global startup backed by top-tier investors and powered by an exceptional team. With dual headquarters in Chicago and Tel Aviv (R&D center) and offices across the U.S., we are reinventing the commercial real estate insurance industry. We are committed to fostering an environment where every employee feels deeply connected to our mission and to one another.

With over $55B in insured assets, Honeycomb operates across 18 major states, covering 60% of the U.S. population and expanding. If you seek a place where innovation is celebrated, culture is paramount, and collaboration with intelligent individuals drives improvement, Honeycomb may be the ideal fit.

Responsibilities

• Next-generation risk assessment: Utilize big data, AI, and curiosity to move beyond binary underwriting and revise risk selection.
• Modernized underwriting: Employ cutting-edge technology to accurately and efficiently assess risk, price policies, and offer bespoke coverage/terms to profitably grow and manage a book of business.
• Mentorship and Growth: Honeycomb offers an environment for personal and career development through mentorship, engaging project assignments, personalized training, and opportunities for internal and external exposure to expand your network and influence.
• Market Shaping: Play a pivotal role in establishing and shaping our presence in the light-non-admitted market.
• Quoting and Releasing Business: Quote and release new light non-admitted business referred from underwriting algorithms or seeking changes that exceed user authority thresholds.
• Policy Change Approval: Analyze and approve requested policy changes, ensuring compliance with underwriting guidelines and regulatory requirements.
• Regulatory Compliance: Maintain familiarity and compliance with E&S state insurance regulations and ISO rules for all states within your assigned underwriting territory.
• Communication: Maintain open, transparent, and supportive communications with team members and interdivisional partners.
• Portfolio Monitoring: Monitor E&S portfolio composition through reports, audits, and inspections.
• Marketing Support: Support marketing functions and efforts to build and promote Honeycomb.
• Special Projects: Complete special projects and assignments as needed.
• Travel: Some travel may be required (<10%).

Requirements

• 5+ years of Habitational underwriting/insurance experience.
• Strong knowledge of habitational insurance products, coverages, and underwriting principles.
• Bachelor’s degree or equivalent education/experience preferred.
• Retail agency relationship experience preferred.
• Key Attributes: Curiosity, hardworking, self-accountable, positive attitude, humble, and fun.
• Collaboration: Have an opinion, share your opinion, and be open to other opinions.
• Learning & Sharing: Passion to obtain, retain, and employ knowledge, as well as share knowledge.
• Excellent verbal and written communication skills.
• Strong analytical skills and attention to detail.
• Location: Candidate must be located in California with a working understanding of the California insurance landscape.

Benefits

• Base Salary: $100,000 - $125,000
• Variable Bonus: Paid Quarterly
• Health Benefits
• Employee Options Grant
• 401K
• Flexible Paid Time Off
• Paid National Holidays

Company Information

Honeycomb is a rapidly growing global startup, generously backed by top-tier investors and powered by an exceptional team of thinkers, builders, and problem-solvers. Dual-headquartered in Chicago and Tel Aviv (R&D center), and with 5 offices across the U.S., we are reinventing the commercial real estate insurance industry.