Mercury

Senior Software Engineer - Treasury

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, Banking, FintechIndustries

Job Description: Treasury Engineer

Employment Type: Full-time

Location Type: Remote (US, Canada)


Position Overview

In Renaissance Florence, wealthy merchants faced a dilemma: where could they safely store their gold without it sitting idle. The Medici family offered a radical alternative. Deposit your assets with them and your assets would be secure, earn consistent returns, and, crucially, be accessible when needed. It was one of the first smart options for wealth: safe, productive, and liquid. The spirit of innovation and financial ingenuity that defined Renaissance Florence finds a powerful echo in the modern startup world.

Mercury brings that same spirit to building an exceptional banking* experience for all. Our Treasury team builds the answer founders are looking for what to do with their idle cash. We’ve created a financial platform that helps startups put their idle cash to work. It helps startups manage their cash with confidence, combining safety and yield in one elegant package. Think of it as institutional-grade cash management, reimagined for ambitious startups.

The Treasury team is a team of full-stack engineers that are building thoughtful products that manage billions in customer funds, all while helping Mercury scale. We operate with a high degree of quality and care because we understand today's startups, like their historical counterparts, require solutions that go beyond.


Responsibilities

As part of this role, you will:

  • Lead high-impact, cross-functional projects across Treasury engineering, operations, compliance, and risk teams to build stable and scalable systems and processes.
  • Play a significant role in defining the technical architecture and experience of the Treasury product.
  • Collaborate with product, design, and operations to ship thoughtful features for our customers and internal users.
  • Feel a strong sense of product ownership and actively seek responsibility – we want someone excited to help shape and build Mercury’s future.
  • Join a team of experienced and junior product engineers managing billions of dollars of customer assets.

Ideal Candidate Profile

The ideal candidate for the role:

  • Experience:
    • Experienced with Haskell or another programming language with sufficiently similar static typing or functional paradigms.
    • Domain knowledge of broker-dealer trading or custody systems that support both individual securities (equities, fixed income) as well as ETFs and mutual funds.
    • Has been the technical lead of complex projects with many stakeholders with a track record of success.
    • Made architectural decisions measuring the impact of those decisions over time. You should be able to clearly articulate your technical opinions and lay out tradeoffs.
  • Mentorship: Comfortable mentoring both junior and senior engineers.
  • Collaboration: Communicates and collaborates effectively with peers and cross-functional counterparts by being helpful and engaged.

Application Instructions

If this role interests you, we invite you to explore our public demo at demo.mercury.com.


Company Information & Compensation

The total rewards package at Mercury includes base salary, equity (stock options), and benefits.

Our salary and equity ranges are highly competitive within the SaaS and fintech industry and are updated regularly using the most reliable compensation survey data for our industry. New hire offers are made based on a candidate’s experience, expertise, geographic location, and internal pay equity relative to peers.

Target New Hire Base Salary Ranges:

  • US employees (any location): $200,700 - $250,900
  • Canadian employees (any location): CAD 189,700 - 237,100

*Mercury is a financial technology company, not a bank. Banking services provided through Choice Financial Group, Column N.A, and Evolve Bank & Trust, Members FDIC.

Mercury values diversity & belonging and is proud to be an Equal Employment Opportunity employer. All individuals seeking employment at Mercury are considered without regard to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, sexual orientation, or any other legally protected characteristic.

Skills

Full-stack development
System architecture
Scalability
Cross-functional project management
Financial systems
Risk management
Operations
Compliance

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters
2017Year Founded
$146.8MTotal Funding
DEBTCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Health, dental, & vision
Custom equipment setup
401(K) matching
12+ weeks paid parental leave
Book budget
Wellness benefits
Grocery budget
Paid lunch
Personalized callsign
Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.
Integration challenges from the Teal acquisition could disrupt services.
Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.
The company provides integrated financial management tools, enhancing startup operational efficiency.
Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.
The acquisition of Teal enhances Mercury's financial management offerings for startups.
Mercury Personal expands market reach by attracting tech-savvy individuals.

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