Senior Software Engineer I - Servicing Platform at Wise

London, England, United Kingdom

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FinTech, Financial ServicesIndustries

Requirements

Passion for building at scale – You've worked on high-throughput systems and know what it takes to keep services fast and reliable
Deep interest in system design – You think in terms of platforms, not just features
A desire to build meaningful infrastructure – You care about enabling others, not just shipping your own code

Responsibilities

Build systems that make safe, global products possible as part of the Platform Engineering team in the Risk Domain
Craft systems at the intersection of Product and Risk to allow internal teams to ship faster, safer, and smarter
Build foundational services that other teams rely on to launch features across global markets
Design a centralized risk platform that unifies data and decision-making across identity verification, fraud detection, compliance, and more
Act as the connective tissue between teams working on money movement, regional expansion, and customer safety
Accelerate delivery by enabling product teams to launch faster with built-in risk tooling
Empower risk teams by giving them systems to assess, respond, and protect without blocking development
Drive real impact by reducing fraud, improving trust, and helping scale safely

Skills

Key technologies and capabilities for this role

Platform EngineeringHigh-throughput SystemsRisk SystemsIdentity VerificationFraud DetectionComplianceScalable SystemsMicroservicesData Platforms

Questions & Answers

Common questions about this position

What is the starting salary for this Senior Software Engineer role?

The starting salary is £85,000-£105,000 plus RSUs.

Is this position remote or on-site?

This is an on-site position.

What skills are required for this role?

You need passion for building at scale with experience in high-throughput systems, deep interest in system design focused on platforms, and a desire to build meaningful infrastructure that enables other teams.

What is the team culture like at Wise?

The team values autonomy, creativity, and collaboration, with a focus on building a platform from the ground up in a diverse, equitable, and inclusive environment.

What makes a strong candidate for this position?

Strong candidates have experience building high-throughput systems at scale, expertise in system design for platforms, a passion for enabling other teams through infrastructure, and ideally experience in fintech or high-trust domains like risk or compliance.

Wise

Facilitates low-cost international money transfers

About Wise

Wise focuses on international money transfers, providing a low-cost alternative to traditional banks. It uses a peer-to-peer system to match transfers between users in different countries, which helps reduce fees and offers better exchange rates. Customers pay a small, transparent fee for each transaction, and Wise also offers a multi-currency account for managing funds in various currencies. The company aims to maintain high performance and reliability while ensuring transparency and trust with its users.

London, United KingdomHeadquarters

2011Year Founded

$385.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

5,001-10,000Employees

Benefits

PTO & annual leave

Work from home flexibility

Parental leave

Medical insurance plans

Health & wellbeing discounts

Pension & retirement plans

Social events

Relocation support

Risks

Increased competition from banks integrating Swift services could challenge Wise's market share.

Regulatory scrutiny following Stenn's collapse may increase pressure on Wise.

Bitcoin's low transaction fees could attract customers away from Wise's services.

Differentiation

Wise offers a peer-to-peer system for low-cost international money transfers.

The company provides a multi-currency account for ex-pats, freelancers, and travelers.

Wise's transparent fee structure attracts customers seeking cost-effective money transfer solutions.

Upsides

Partnership with Morgan Stanley enhances Wise's cross-border settlement capabilities.

Expansion into India's remittance market presents significant growth opportunities for Wise.

API integrations offer additional revenue streams and market penetration for Wise.

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