Perpay

Senior Software Engineer, Frontend (React)

Philadelphia, Pennsylvania, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Senior Frontend Engineer

Position Overview

  • Location Type: Onsite
  • Job Type: Full-time
  • Salary: Not specified

Perpay is seeking a Senior Frontend Engineer to join our team. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability. The ideal candidate is passionate about frontend technology and excellent user experience. You will spend your time writing code, reviewing PRs, mentoring engineers, and helping scope & design new features. We value engineers who demonstrate excitement around solving tough problems and delivering solutions in a fast-paced environment. Much of our team is fullstack, so we look for team members excited to learn new technologies and work across all stacks, even if it’s not something you’ve done before!

Requirements

  • Experience leading the technical design and implementation of frontend features on at least one sizable production application within the past year.
  • Strong proficiency in Javascript, React, React Native, Redux.
  • Experience with Python, Django, Flask.
  • Understanding of responsive and accessible design principles.
  • Ability to write clean, efficient, and maintainable code.
  • Experience with testing frameworks.
  • Passion for frontend technology and excellent user experience.

Responsibilities

  • Collaborate closely and communicate with other members of the development team, including UX designers, product managers, and other engineers, to ensure that the frontend meets the needs of the business and provides an excellent user experience.
  • Ensure our application is responsive and accessible across different devices and platforms.
  • Write clean, efficient, and maintainable code.
  • Contribute to the engineering design process by bringing forward tradeoffs and opinions on how to weigh them.
  • Leverage continued research around the changing frontend landscape to bring best practices and innovation.

Tech Stack

  • Javascript
  • React
  • React Native
  • Redux
  • Python
  • Django
  • Flask
  • Kubernetes
  • AWS
  • Docker

Company Information

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

  • $500 million in spending power used by our members
  • Increasing members’ credit by 32 points (on average) within the first 3 months
  • Backed by First Round Capital and JP Morgan

Products We’ve Built:

  • Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
  • Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
  • Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

Location: Center City, Philadelphia

Work Environment: Our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.

Skills

Javascript
React
React Native
Redux
Python
Django
Flask
Responsive Design
Accessible Design
Testing Frameworks

Perpay

Facilitates interest-free paycheck deduction payments

About Perpay

Perpay helps consumers make shopping more accessible and affordable by allowing them to purchase products through interest-free payments that are deducted directly from their paychecks. Users start by answering a few questions to determine their spending limit, which can range from $500 to $2,500. Once approved, they can shop immediately, with payments spread over a series of typically eight installments. This model is particularly useful for individuals who may not have access to traditional credit or who want to avoid high-interest rates. What sets Perpay apart from its competitors is its focus on interest-free payments and the simplicity of having payments deducted directly from paychecks, making the repayment process easier for users. The company's goal is to provide a hassle-free shopping experience that allows consumers to make significant purchases without incurring debt or interest.

Philadelphia, PennsylvaniaHeadquarters
2016Year Founded
$2.4MTotal Funding
ANGELCompany Stage
Fintech, Financial ServicesIndustries
51-200Employees

Benefits

Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Pre-tax Public Transportation benefit
Relocation assistance
Student loan company match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO
Optional work from home (WFH) up to 4 weeks per year

Risks

Increased competition from fintech startups may erode Perpay's market share.
Regulatory scrutiny on income-based limits could raise compliance costs for Perpay.
Economic downturns may affect users' repayment ability, impacting Perpay's financial stability.

Differentiation

Perpay offers interest-free payments deducted directly from paychecks, simplifying user experience.
The company targets consumers avoiding traditional credit, providing a unique market position.
Perpay's model supports significant credit score increases, enhancing user financial health.

Upsides

Rising demand for flexible payment options boosts Perpay's interest-free installment model.
AI integration can refine Perpay's spending limit assessments, improving user experience.
Embedded finance trends offer Perpay expansion opportunities through e-commerce partnerships.

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