Method Financial

Senior Software Engineer

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Job Description

Position Overview

Method is seeking a talented software engineer to join our engineering team. You will own projects from end-to-end, making decisions on technical and business implications, with autonomy and team support. Method's APIs are redefining financial connectivity with real-time read-write access to consumer liability accounts, bringing consumer finance closer to being autonomous. We are built on the tenets of consumer permissioned data access to enable financial institutions to deliver competitive products and seamless experiences.

Company Information

Method has helped over 4 million users connect 30+ million liability accounts, credential-less, saving millions in interest and fees, and gaining access to billions of dollars in personalized loans. We partner with over 60 financial institutions, including Robinhood, Bilt Rewards, SoFi, PenFed, Figure, Happy Money, and Aven, to deliver frictionless, personalized, and engaging user experiences. We are a team of 30+ people across offices in Austin, Washington D.C., and New York City, supported by investors and advisors from Andreessen Horowitz, Emergence Capital, Y Combinator, Avra, and Ardent.

Responsibilities

  • Build and create with JavaScript across the platform.
  • Develop a reliable backend in Node and delightful user experiences in React.
  • Build and scale our core API to handle millions of requests per day.
  • Investigate and debug issues using monitoring & logging tools, and create clear action items for resolution.
  • Maintain a high technical bar by participating in code reviews and interviewing new team members.
  • Collaborate with the team to define the roadmap by thoroughly understanding customer needs.

Requirements

  • 5+ years of full-time software engineering experience, ideally full-stack.
  • Expert knowledge in JS, Python, Java, or equivalent languages.
  • Experience building scalable production-level applications.
  • A history of excellent projects is required.
  • Ability to clearly communicate concepts and ideas behind solutions.
  • Ability to break down large solutions into smaller, manageable tasks.
  • Ability to balance moving fast with ensuring quality.
  • Natural curiosity to stay up-to-date with new technologies and emerging Fintech trends.

Extra Awesome Qualifications

  • Experience in Finance / FinTech.
  • Experience building data pipelines.
  • Knowledge of payment rails such as ACH, RTP, etc.
  • DevOps experience with AWS, Cloudflare, and CI/CD tools.

Employment Type

Full-Time

Salary

The annual US base salary range for this role is: $185,000 - $225,000.

Location Type

Information not specified.

Application Instructions

Information not specified.

Skills

JavaScript
Node.js
React
API Development
Debugging
Code Review
Team Collaboration

Method Financial

API for comprehensive debt management solutions

About Method Financial

MethodFi provides a debt management solution through a single application programming interface (API) that allows developers to integrate features like loan repayment and balance transfers into their applications. The API can handle various types of debts, including student loans and credit cards, and retrieves real-time data without needing user credentials. MethodFi differentiates itself by lowering lending risk and increasing revenue for businesses while improving users' financial health. The company generates revenue by charging for its API and related services, including compliance and identity verification.

Austin, TexasHeadquarters
2021Year Founded
$18MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Benefits

đź’° Competitive salary + equity
🧑‍💻 Remote first + flexible work schedule
🏡 Home office stipend + hardware
🏖️ Unlimited PTO
🏥 Full healthcare
📚 Learning stipend
đź‘¶ Paid parental leave
🏫 Student loan repayment

Risks

Increased competition from fintech startups may dilute Method's market share.
Reliance on partnerships poses risks if partners develop in-house solutions.
Rapid scaling plans could lead to operational challenges and resource strain.

Differentiation

Method Financial offers a debt-agnostic API for diverse liabilities management.
The API provides real-time data without requiring user credentials, enhancing security.
Method's partnerships, like with BitPay, integrate crypto payments with traditional finance.

Upsides

Partnerships with companies like Happy Money enhance debt consolidation and payment processes.
Rising demand for real-time financial data integration boosts Method's market potential.
Method's $16M Series A funding supports product development and team expansion.

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