Method Financial

Senior Software Engineer

New York, New York, United States

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Requirements

Candidates should possess 5+ years of full-time software engineering experience, ideally with expertise in JavaScript, Python, or Java, and a proven track record of building scalable production-level applications. Strong knowledge of full-stack development is required, along with experience in building reliable backend systems and delightful user experiences.

Responsibilities

As a Senior Software Engineer, you will be responsible for building and creating with JavaScript across the platform, developing a reliable backend in Node and delightful user experiences in React, investing in and scaling the core API to handle millions of requests per day, investigating and debugging issues using monitoring and logging tools, and collaborating with the team to define the roadmap by understanding customer needs. You will also participate in code reviews, interview new team members, and maintain the team's high technical standards.

Skills

JavaScript
Node.js
React
API Development
Debugging
Code Review
Team Collaboration

Method Financial

API for comprehensive debt management solutions

About Method Financial

MethodFi provides a debt management solution through a single application programming interface (API) that allows developers to integrate features like loan repayment and balance transfers into their applications. The API can handle various types of debts, including student loans and credit cards, and retrieves real-time data without needing user credentials. MethodFi differentiates itself by lowering lending risk and increasing revenue for businesses while improving users' financial health. The company generates revenue by charging for its API and related services, including compliance and identity verification.

Austin, TexasHeadquarters
2021Year Founded
$18MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Benefits

πŸ’° Competitive salary + equity
πŸ§‘β€πŸ’» Remote first + flexible work schedule
🏑 Home office stipend + hardware
πŸ–οΈ Unlimited PTO
πŸ₯ Full healthcare
πŸ“š Learning stipend
πŸ‘Ά Paid parental leave
🏫 Student loan repayment

Risks

Increased competition from fintech startups may dilute Method's market share.
Reliance on partnerships poses risks if partners develop in-house solutions.
Rapid scaling plans could lead to operational challenges and resource strain.

Differentiation

Method Financial offers a debt-agnostic API for diverse liabilities management.
The API provides real-time data without requiring user credentials, enhancing security.
Method's partnerships, like with BitPay, integrate crypto payments with traditional finance.

Upsides

Partnerships with companies like Happy Money enhance debt consolidation and payment processes.
Rising demand for real-time financial data integration boosts Method's market potential.
Method's $16M Series A funding supports product development and team expansion.

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