Backend Engineer
Sleeper$150,000 - $225,000/year
Full Time
Mid-level (3 to 4 years)
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Services, FintechIndustries
Requirements
Candidates should have 4+ years of experience designing, developing, and launching backend systems at scale using languages like Python or Kotlin. A track record of developing highly available distributed systems using technologies like AWS, MySQL, and Kubernetes is required. Experience defining technical plans for significant features or system components with elegant, simple, and extensible designs is necessary. Proficiency in making significant changes in large codebases and developing tools and practices for safe modifications is expected. The role requires taking ownership of personal growth, seeking feedback, and possessing strong verbal and written communication skills. An equivalent practical experience or a Bachelor's degree in a related field is also required.
Responsibilities
The Senior Software Engineer will be responsible for owning and delivering quarterly goals, leading engineers through ambiguity to solve open-ended problems, and ensuring team support during delivery. They will collaborate with product management, design, and analytics to articulate technical constraints and partner on decisions considering risks and trade-offs. Proactively identifying and solving project, process, technology, or business issues is a key responsibility. Supporting the operations and availability of team artifacts through metrics creation and monitoring, escalating when needed, and participating in on-call efforts are also part of the role. Fostering a culture of quality and ownership by setting or improving code review and design standards, and advocating for them beyond the team through writing and tech talks, is expected. Additionally, the engineer will help develop talent on the team by providing feedback, guidance, and leading by example.
Skills
Backend Engineering
Loans Platform
Product Development
Cross-functional Collaboration
Metrics Monitoring
Code Review
Design Standards
Problem Solving
Risk Assessment
Trade-off Analysis
Affirm
Provides buy now, pay later financing solutions
About Affirm
Affirm offers point-of-sale financing solutions as an alternative to traditional credit cards. It allows consumers to make purchases and pay over time through installment plans, often without hidden fees or deferred interest. Affirm partners with merchants to integrate its payment solutions into online and in-store shopping experiences, using user-friendly plugins and APIs. The company generates revenue from interest and fees on loans to consumers, as well as fees from merchants for offering its financing options. Affirm also provides a merchant dashboard for transaction processing and promotional tools to help businesses market these financing options effectively. The goal of Affirm is to empower consumers with flexible payment options while providing value to merchants in the e-commerce and retail markets.
San Francisco, CaliforniaHeadquarters
2012Year Founded
$1,113.8MTotal Funding
IPOCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees
Benefits
Spending wallets: Access tech, food, lifestyle, and family planning wallets for your expenses
Supportive communities: Get involved with our employee resource groups and community groups
Remote-first workforce: If your role is remote, you can set up shop anywhere in your home country
Generous time off: Take the time you need when life happens
Health benefits: Get a plan that fits your needs
Mental healthcare: Take care of your mind with great mental health programs
Parental leave: Birth and non-birth parents get 18 weeks paid leave. Plus, a 4-week return-to-work transition program, at full base pay.
Compensation: We have a simple, flexible, and transparent remote-first compensation structure so you can make the best decisions for yourself and your family.
Away days: We offer 24 company-wide paid days off—which help our teams collectively pause to recharge.
Learning & development: Engage in exciting learning programs to level up your growth.
Risks
Increased CFPB regulation could raise compliance costs for Affirm.
Affirm faces competition from new entrants in the BNPL market.
Reliance on partners like Adyen and Apple poses potential revenue risks.
Differentiation
Affirm offers transparent installment loans with no hidden fees or surprises.
Affirm partners with over 2,000 merchants, including major retail brands.
Affirm's user-friendly APIs enable seamless integration with online and in-store platforms.
Upsides
Affirm's partnership with Adyen expands its reach in North America.
Affirm's $4 billion partnership with Sixth Street boosts financial stability.
Affirm's BNPL services gain traction among high-income consumers.
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