Senior Risk Analyst, KYC at Marqeta

Toronto, Ontario, Canada

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Financial Services, Risk ManagementIndustries

Requirements

5+ years related experience
Proven ability to develop and implement efficient and effective business and consumer CIP/KYC processes
Demonstrated ability to achieve results through cross-functional, virtual teams
Ability to prioritize, manage, and deliver on multiple projects simultaneously; highly motivated and able to work against aggressive schedules
Superior communication skills (interpersonal, verbal, presentation written, email)
Skilled in G-Suite, Snowflake, SQL and Looker or similar technologies
Undergraduate level degree in STEM or business, finance or economics
Card payment issuance, processor, program manager experience
Knowledge of basic regulatory and compliance requirements in card payments space

Responsibilities

Independently resolve problems that require in depth investigation and/or research
Conduct follow-up research on CIP/KYC issues
Maintain or exceed established standards for customer service, and resolves complex issues with little or no supervision or direction
Coordinates with Issuing Banks to ensure that Marqeta is compliant with their requirements for CIP/KYC; performs required CIP/KYC audits in compliance with bank requirements
Practice using sound decision-making and discretion in making independent decisions that mitigate corporate risk at each decision point throughout the review
Identify process and/or system improvement initiatives and resolution in order to re-engineer and streamline workflow
Maintains a current understanding of and complies with Marqeta and Issuing Bank procedures and policies, including regulatory compliance issues related to BSA procedures and policies, GLBA, Dispute Resolution and Safeguarding Customer Information

Skills

Key technologies and capabilities for this role

KYCRisk AnalysisCIPSQLSnowflakeLookerProblem-solvingCommunicationProcess Improvement

Questions & Answers

Common questions about this position

Is this role remote or does it require office work?

This role can be performed remotely anywhere within the Greater Toronto Area, Ontario or Vancouver Metropolitan Area, British Columbia, Canada. Marqeta follows a Flexible First policy allowing work from home or office.

What is the salary range for this position?

This information is not specified in the job description. Salaries are calibrated to a competitive value according to working location, considering factors like skills and prior experience.

What skills and experience are required for this Senior KYC Risk Analyst role?

Candidates need 5+ years related experience, proven ability to develop CIP/KYC processes, superior communication skills, and proficiency in G-Suite, Snowflake, SQL, and Looker or similar technologies. A degree in STEM, business, finance, or economics is required, along with card payment experience and regulatory knowledge.

What is the company culture like at Marqeta?

Marqeta is a Flex First company emphasizing flexible work environments, teamwork, and independent problem-solving. They value positive attitudes, adaptability, and cross-functional collaboration.

What makes a strong candidate for this role?

Strong candidates have 5+ years of CIP/KYC experience, card payments background, technical skills in SQL and Looker, and the ability to work independently on complex issues while collaborating cross-functionally.

Marqeta

Card issuing and payment processing solutions

About Marqeta

Marqeta provides modern card issuing and payment processing solutions in the fintech sector. Its platform allows businesses to create, issue, and manage payment cards tailored to their specific needs, such as expense management and consumer payments. The service operates through an open API, enabling clients to integrate Marqeta's capabilities into their own applications. This flexibility sets Marqeta apart from competitors, as it caters to a diverse range of clients, including financial institutions and tech companies. The company generates revenue primarily through transaction fees each time a card is used, along with potential setup and service fees. Marqeta's ability to quickly adapt to the growing demand for digital payments, especially during the COVID-19 pandemic, has contributed to its significant presence in the market.

Oakland, CaliforniaHeadquarters

2010Year Founded

$526.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

501-1,000Employees

Benefits

Medical, dental, & vision coverage

Flexible time off

Paid family leave

Pet insurance

401k match

Equity

Monthly stipends

Company recognition & awards

Employee Stock Purchase Program

Risks

Class action lawsuit may harm Marqeta's reputation and investor confidence.

Increased regulatory scrutiny could raise compliance costs for Marqeta.

EWA platforms might disrupt Marqeta's traditional card issuing model.

Differentiation

Marqeta's open API platform allows for highly customizable payment solutions.

The company operates in 40 countries, offering a global card issuing platform.

Marqeta's cloud-based infrastructure enables instant access to scalable payment systems.

Upsides

Partnership with Slope taps into the growing Buy Now, Pay Later market.

Demand for flexible working capital solutions boosts Marqeta's embedded finance offerings.

Smarter AI models enhance Marqeta's payment processing capabilities.

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