[Remote] Senior Product Manager - Reconciliation at Mercury

New York, New York, United States

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Not SpecifiedCompensation

Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

FintechIndustries

Requirements

7+ years of relevant product management experience, ideally within fintech, with a focus on reconciliation
A deep understanding of reconciliation workflows, financial data management, and process automation
Experience with regulatory audits, financial reporting, or data governance, with an understanding of how reconciliation impacts compliance and internal controls
Strong analytical skills, with experience leveraging financial data, reconciliation reports, and transaction records to drive decision-making
A history of proactively identifying and solving reconciliation challenges, improving financial accuracy and efficiency
A track record of shipping high-quality financial tools that enhance automation, risk management, and reconciliation processes
The ability to navigate complex tradeoffs between automation, compliance, and operational scalability
Excellent stakeholder management skills, with the ability to align cross-functional teams and drive strategic decisions
Strong problem-solving skills, with the ability to anticipate and address reconciliation complexities before they become critical
A passion for building reconciliation systems that scale while maintaining accuracy and trust

Responsibilities

Ensure reconciliation processes evolve to support Mercury’s growth, collaborating with operations and analytics to improve efficiency while identifying opportunities for systematic fixes in engineering when needed
Collaborate with stakeholders across operations, engineering, data and finance to define reconciliation needs, improve workflows, and enhance reconciliation systems that efficiently ingest, match, and validate financial data
Support internal teams by resolving reconciliation-related incidents, addressing reporting inquiries, and enhancing financial data accuracy through tooling and automation
Influence cross-functional teams to align around a scalable reconciliation strategy, fostering strong relationships
Ensure reconciliation processes adhere to financial regulations and evolving audit expectations, collaborating with data, engineering, and finance teams to strengthen financial data governance, reporting, and controls
Own and optimize the reconciliation roadmap, ensuring timely and accurate transaction matching between Mercury, partners, and banking infrastructure while maintaining high standards for accuracy, risk mitigation, and operational excellence

Skills

Key technologies and capabilities for this role

Product ManagementReconciliationFintechFinancial OperationsAutomationWorkflowsData MatchingComplianceStakeholder CollaborationEngineering CollaborationFinancial DataScalability

Questions & Answers

Common questions about this position

What experience is required for the Senior Product Manager - Reconciliation role?

The role requires 7+ years of relevant product management experience, ideally within fintech with a focus on reconciliation, a deep understanding of reconciliation workflows, financial data management, and process automation, plus experience with regulatory audits, financial reporting, or data governance.

What is the salary or compensation for this position?

This information is not specified in the job description.

Is this a remote position or does it require working in an office?

This information is not specified in the job description.

What kind of collaboration is involved in this role?

You will work closely with operations, engineering, finance, data, and analytics teams to define needs, improve workflows, resolve incidents, and align on a scalable reconciliation strategy.

What makes a candidate successful for this Senior Product Manager role?

Success comes from having 7+ years in product management with fintech reconciliation focus, deep knowledge of workflows and automation, regulatory experience, and strong analytical skills with financial data.

Mercury

Banking services for startups and founders

About Mercury

Mercury provides banking services specifically designed for startups, regardless of their size or stage of development. Their offerings include free checking and savings accounts, debit and credit cards, and options for domestic and international wire transfers, as well as treasury and venture debt services. The platform is user-friendly, allowing founders to manage their finances with ease. What sets Mercury apart from traditional banks is its focus on the startup community, offering programs that connect founders with valuable resources and advice to help them succeed. The goal of Mercury is to empower startups by providing them with the financial tools and support they need to grow and thrive.

San Francisco, CaliforniaHeadquarters

2017Year Founded

$146.8MTotal Funding

DEBTCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health, dental, & vision

Custom equipment setup

401(K) matching

12+ weeks paid parental leave

Book budget

Wellness benefits

Grocery budget

Paid lunch

Personalized callsign

Unlimited vacation policy (with mandatory minimum)

Risks

Mercury's decision to stop serving certain countries may lead to customer loss.

Integration challenges from the Teal acquisition could disrupt services.

Expansion into consumer banking might divert focus from core startup services.

Differentiation

Mercury offers both business and personal banking services, unlike many fintech competitors.

The company provides integrated financial management tools, enhancing startup operational efficiency.

Mercury's Raise program connects startups with investors, mentors, and other founders.

Upsides

Mercury secured a $100 million credit warehouse to expand its credit card business.

The acquisition of Teal enhances Mercury's financial management offerings for startups.

Mercury Personal expands market reach by attracting tech-savvy individuals.

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