Lendtable

Senior PHP Engineer - Cape town (SA)

Cape Town, Western Cape, South Africa

Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Requirements

Candidates should have at least 5 years of experience in Finance or a related industry, along with experience developing with modern PHP standards, familiarity with code quality tools such as PHPStan, Psalm, PHPArkitect, and a deep understanding of testing techniques utilizing PHPUnit and Behat.

Responsibilities

The Senior PHP Engineer will be responsible for developing with the latest PHP and Symfony frameworks, integrating with various systems including fraud detection, asset management, and third-party reporting automation, repurposing in-house credit card systems for new markets, integrating with developing underwriting models, and identifying the value of collected data for better credit decisions, while also contributing to the overall architecture and ensuring security-first API integrations.

Skills

PHP
Symfony
PHPStan
Psalm
PHPArkitect
PHPUnit
Behat
Data-oriented thinking
AWS
PostgreSQL
RabbitMQ
Docker
Kubernetes
React
TypeScript
MobX
Redux
Stylus
Greptile
CodeRabbit
Co-pilot
ArgoCD
GitHub Actions
Jest
Selenium
Detox

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

Key Metrics

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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