Senior Manager Life Underwriting at Ethos Life

Bengaluru, Karnataka, India

Ethos Life Logo
Not SpecifiedCompensation
Senior (5 to 8 years), Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Insurance, InsurtechIndustries

Requirements

  • 10+ years in Life new business underwriting
  • 5+ years of experience in an underwriting leadership or development role
  • Extensive knowledge of life insurance trends and new technology
  • Sharp focus on execution and an owner mentality with a track record of delivering success in a timely manner
  • Data oriented decision making skills and great intuition
  • Outstanding written and verbal communication skills
  • Excellent leadership and interpersonal skills

Responsibilities

  • 50% of role dedicated to case underwriting
  • Lead the team with passion, positivity and continual improvement
  • Work closely with Chief Underwriter, Head of Underwriting Development and Director of Underwriting Operations to recruit, hire, mentor, and develop underwriting staff both domestically and internationally
  • Assess quality and headcount
  • Perform hiring analysis to flex with growth
  • Create and improve onboarding and underwriting training programs
  • Develop performance management and quality control system to provide feedback, guidance and reviews to underwriting team members
  • Assist underwriting staff to develop their technical and decision making skills, while ensuring adherence to core values
  • Drive strategic efforts to optimize underwriting workflows, including work to implement rules within an underwriting engine, recommending solutions and best practices as appropriate
  • As needed, work with Underwriting Strategies to perform quality assurance testing of automated rules and processes

Skills

Life Underwriting
Case Underwriting
Team Leadership
Mentoring
Recruiting
Hiring
Onboarding
Underwriting Operations
Quality Assessment

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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