Key technologies and capabilities for this role
Common questions about this position
The salary range is £140-£175,000 plus stocks and benefits.
The role is available in Cardiff, London, or Remote UK.
The role requires expertise across the entire ML lifecycle, including formulating ML problems, deploying models, and monitoring their impact on product and business metrics. Experience in personalisation models such as recommendations, predictive insights, and real-time personalisation is key.
Monzo focuses on solving problems and changing lives through innovative banking, with a customer-first approach, award-winning service, and a collaborative environment across Data, Engineering, Product, and Risk teams.
A strong candidate is a senior Individual Contributor with deep expertise in leading ML initiatives across the full lifecycle, particularly in personalisation for customer outcomes, and the ability to collaborate in cross-functional squads.
Digital-only banking platform for consumers
Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.