Senior Data Scientist - Credit & Lending
MercurySalary not specified
- Full Time
- Senior (5 to 8 years), Junior (1 to 2 years)
£70,000 – £100,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, Banking, Credit Risk, Data ScienceIndustries
Requirements
Candidates should possess a Bachelor’s degree in a quantitative field such as Statistics, Mathematics, Computer Science, Economics, or a related discipline, and have at least five years of experience in a data science role, with a strong focus on decision modeling and machine learning. Experience with credit risk modeling is highly desirable.
Responsibilities
As a Senior Decision Scientist at Monzo, you will be responsible for improving customer and business outcomes through the development and implementation of automated decisioning models using Machine Learning and Statistical modeling, primarily focusing on credit risk. You will contribute to the entire lifecycle of ML models, including experiment design, data curation, deployment, and monitoring, while working closely with Credit Strategy Analysts, Model Validation Analysts, Backend Engineers, and Product Managers to align model development with the product roadmap. You will also have the autonomy to identify impactful topics and deliver them effectively, expanding your expertise across various Borrowing products and applications.
Skills
Machine Learning
Statistical Modelling
Data Analysis
Experiment Design
Model Deployment
Model Monitoring
Collaboration
Problem-Solving
Monzo
Digital-only banking platform for consumers
About Monzo
Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.
Key Metrics
London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees