Visa

Product Manager, Lending

Reading, England, United Kingdom

Not SpecifiedCompensation
Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Banking, Payments, Financial ServicesIndustries

Requirements

Candidates must be based in the UK and possess a Bachelor's degree with a minimum of 3 years of relevant work experience. A minimum of 2 years of experience in lending products such as personal loans, BNPL, car loans, or mortgages is required, along with prior experience in an agile environment using tools like Scrum, Kanban, Jira, and Miro. Proficiency in APIs, Postman, and AWS cloud computing is necessary, as is experience collaborating with technology teams and diverse stakeholders. Functional testing experience, excellent communication skills, a willingness to learn and teach, and native or C1 level English proficiency are also essential.

Responsibilities

The Product Manager/Owner will be responsible for understanding business requirements from various stakeholders and evaluating, mapping, and recording intakes to deliver value for lending platform target customer segments. They will generate artifacts such as user stories, customer journeys, and workflows, and maintain a prioritized product backlog and roadmap to optimize value delivery. Building quarterly milestones for the product roadmap, ensuring timely delivery, and participating in testing and validating features are key duties. The role also involves driving communication and alignment with engineers, QA analysts, product specialists, pre-sales, sales, and customers, while exercising self-directed leadership within the lending team and serving as the primary contact for the functional capabilities of the lending platform.

Skills

Product Management
Lending Domain
API
Cloud-based Platforms
Microservices
Financial Products
Agile

Visa

Global digital payment network provider

About Visa

Visa operates a global digital payment network that facilitates electronic payments for millions of people daily. The company connects consumers, businesses, financial institutions, and governments, allowing them to make transactions using Visa cards. Each time a card is used, Visa earns money through transaction, service, and data processing fees. Unlike many competitors, Visa focuses on expanding access to financial services for underserved communities and supporting local economies. The company's goal is to promote financial inclusivity and drive sustainable commerce, ensuring that more people can participate in the global economy.

San Francisco, CaliforniaHeadquarters
1958Year Founded
$55.8MTotal Funding
ANGEL_INDIVIDUALCompany Stage
Fintech, Financial ServicesIndustries
10,001+Employees

Benefits

Health Insurance.
Life Insurance.
Dental Insurance.
Disability Insurance.
Accidental Death & Dismemberment Insurance.

Risks

CBDCs could reduce reliance on Visa's payment network.
'Buy Now, Pay Later' services may decrease traditional credit card transactions.
Fintech startups offering zero-fee transactions could pressure Visa's revenue model.

Differentiation

Visa operates a global digital payment network connecting millions daily.
The company focuses on financial inclusivity and sustainability in its operations.
Visa collaborates with central banks on Central Bank Digital Currencies (CBDCs).

Upsides

Visa's partnership with fintechs enhances cross-border payment solutions.
Adoption of blockchain technology could revolutionize digital payments.
AI-driven fraud detection systems are reducing fraudulent activities.

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