[Remote] Product Actuary at Ethos Life

United States

Ethos Life Logo
Not SpecifiedCompensation
Expert & Leadership (9+ years)Experience Level
Full TimeJob Type
UnknownVisa
Insurtech, Life Insurance, Financial Services, BiotechnologyIndustries

Skills

Key technologies and capabilities for this role

Actuarial modelingProduct developmentUnderwritingPricingData analysisLife insuranceRisk managementPredictive analytics

Questions & Answers

Common questions about this position

What is the salary or compensation for the Product Actuary role?

This information is not specified in the job description.

Is this Product Actuary position remote or does it require office work?

This information is not specified in the job description.

What skills and experience are required for the Product Actuary role?

The role requires expertise in life insurance products, underwriting, and pricing, along with experience working with varied stakeholders internally and externally, and the ability to think differently to create value.

What is the company culture like at Ethos Life?

Ethos blends industry expertise, technology, and the human touch, with a fast-scaling environment focused on innovation, making life insurance faster and easier using predictive analytics and deep technology.

What makes a strong candidate for the Product Actuary position?

A strong candidate is excited by scaling a new insurance model at extraordinary speed, has expertise in life insurance products, underwriting, and pricing, and can collaborate with internal and external stakeholders to innovate and identify opportunities.

Ethos Life

Online life insurance with no medical exams

About Ethos Life

Ethos Life provides life insurance solutions through a fully online platform, making it easier for individuals and families to obtain coverage without the need for medical exams. The application process is streamlined, allowing potential clients to receive instant quotes and often get approved within minutes by answering specific health and lifestyle questions. This approach contrasts with traditional life insurance methods, which can be lengthy and cumbersome. Ethos Life sells term and whole life insurance policies through partner carriers and earns commissions on these sales. Additionally, the company offers complimentary estate planning tools, such as free wills, to enhance the customer experience and set itself apart from competitors. The goal of Ethos Life is to provide straightforward and affordable life insurance options while simplifying the overall process for its customers.

Austin, TexasHeadquarters
2016Year Founded
$395.4MTotal Funding
SERIES_DCompany Stage
Financial ServicesIndustries
501-1,000Employees

Risks

Departure of key executives like CFO Anan Kashyap may affect financial strategy.
Class action lawsuit under Illinois genetic privacy law could harm Ethos's reputation.
Recent layoffs may indicate financial strain, affecting employee morale and performance.

Differentiation

Ethos Life offers a fully online life insurance application process, eliminating medical exams.
The company provides complimentary estate planning tools, enhancing customer value and experience.
Ethos partners with major insurers like Legal & General America to ensure policy reliability.

Upsides

Growing demand for no-exam life insurance policies boosts Ethos's market potential.
Increased consumer interest in digital insurance solutions aligns with Ethos's tech-driven model.
Partnerships with companies like Ameritas expand Ethos's product offerings and market reach.

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