Lead Data Scientist
BrigitSalary not specified
Full Time
Expert & Leadership (9+ years)
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial Technology, FintechIndustries
Requirements
The Principal Data Scientist should possess a Master's degree or Ph.D. in a quantitative field such as Computer Science, Statistics, Mathematics, or a related discipline, and have at least 7 years of experience in data science, with a strong focus on machine learning. Demonstrated expertise in building and deploying predictive models, particularly in marketing, customer lifecycle, and churn prediction is essential. Experience with large datasets and cloud computing platforms is required, along with a deep understanding of statistical modeling techniques and machine learning algorithms.
Responsibilities
As a hands-on leader, the Principal Data Scientist will own high-impact initiatives from concept to production, setting the standard for how data science creates value at Self. This includes revolutionizing marketing & partnership strategy through LTV and customer quality models, engineering the next best action & communication through a recommendation engine, predicting and preventing customer churn, and championing an AI-first mindset to develop innovative features and internal tools. Furthermore, they will be responsible for maturing the data science capabilities by partnering with leaders to define company-wide standards and best practices for the entire ML lifecycle.
Skills
Machine Learning
Data Science
Predictive Modeling
Customer Lifetime Value (LTV)
Operational Analytics
Product Strategy
Marketing Analytics
Self Financial
Online platform for credit score improvement
About Self Financial
Self Financial helps individuals build or rebuild their credit scores through online services and a mobile app. Their main products are Credit Builder Loans and the Self Credit Card. A Credit Builder Loan is a small loan that is secured in a certificate of deposit (CD), where monthly payments are reported to credit bureaus to help establish a positive credit history. Once the loan is paid off, the borrower can access the funds in the CD, turning payments into savings. The Self Credit Card requires an upfront deposit and also reports monthly payments to credit bureaus. Unlike traditional credit unions, Self Financial operates entirely online, making it accessible to tech-savvy users and those without access to conventional banking. The goal of Self Financial is to help clients improve their credit scores, enabling them to qualify for loans and other financial products while generating revenue through fees associated with their services.
Austin, TexasHeadquarters
2015Year Founded
$124.1MTotal Funding
SERIES_ECompany Stage
Fintech, Financial ServicesIndustries
501-1,000Employees
Benefits
Company Equity in the form of RSUs
Quarterly performance-based bonuses
Generous employer-paid health, vision, & dental insurance coverage
Flexible vacation policy
Educational assistance
Free gym membership
Casual dress code
Team building events and activities
Remote work arrangements/ flexible work schedule
Paid parental leave
Risks
Competition from traditional banks offering similar services could erode market share.
High outbound migration from high-tax states may affect customer base in those regions.
Integration challenges from RentTrack acquisition could impact service delivery and satisfaction.
Differentiation
Self Financial offers online credit-building tools, appealing to tech-savvy consumers.
The company provides unique services like reporting rent payments to credit bureaus.
Self Financial's Credit Builder Loan turns loan payments into savings, differentiating it from competitors.
Upsides
Increased consumer interest in credit-building tools expands Self Financial's potential customer base.
Partnership with Regions Bank enhances customer acquisition through expanded credit reporting services.
Appointment of CEO Julie Szudarek could drive strategic growth and expansion.
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