Mortgage Processor III

The Mortgage Processor III will assess conventional and government loan requests based on product, underwriting, and investor guidelines, serving as the communication liaison between the customer and M&T's Mortgage department. Responsibilities include maintaining professional communication with all parties involved in a loan application, obtaining processing-related documentation from internal and external sources, and immediately notifying parties of any irregularities relative to mortgage guidelines. The role involves monitoring, updating, and analyzing credit reports, appraisals, and income documentation to ensure adherence to guidelines. Additional duties include preparing and mailing commitment letters, reviewing title and homeowner's insurance, mailing loan suspend notices, providing closing attorneys with documentation, and completing applicable processing checklists. The processor will scrutinize loan applications to assess qualification, restructure loans, or recommend solutions, review and accept loan conditions based on underwriter requirements, and ensure adherence to all regulatory requirements and guidelines.