Mortgage Processor III

The Mortgage Processor III will assess conventional and government loan requests based on product, underwriting, and investor guidelines, acting as a communication liaison between customers and M&T's Mortgage department. Responsibilities include maintaining professional communication with all parties involved in a loan application, obtaining necessary processing documentation from internal and external sources, notifying parties of irregularities, and monitoring/analyzing credit reports, appraisals, and income documentation. The role also involves performing administrative duties such as preparing commitment letters, reviewing title and homeowner's insurance, mailing loan suspend notices, providing closing documentation, and completing processing checklists. Additionally, the processor will scrutinize loan applications to assess qualification, restructure loans or recommend solutions, review and accept loan conditions, and ensure adherence to all regulatory requirements and guidelines, demonstrating strong analytical and mathematical skills to evaluate fee structures and regulatory documents.