iOS Engineer at Monzo

Spain

Monzo Logo
Not SpecifiedCompensation
Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, BankingIndustries

Requirements

  • Experience with iOS development, particularly product-focused engineering for native mobile apps
  • Proficiency in Swift (100% Swift app)
  • Familiarity with SwiftUI and The Composable Architecture (for latest features)
  • Knowledge of MVVM architecture (historical use)
  • Experience with Coordinators for reusable flows and avoiding tight coupling
  • Heavy use of protocols and extensions
  • Experience with networking stack using Alamofire and generic deserialization
  • Ability to build polished user experiences with well-tested, resilient code while iterating quickly
  • Enjoyment of learning new things (diverse backgrounds welcome: non-graduates, non-CS, big companies, startups, consultants)
  • Ability to work in small, autonomous, interdisciplinary product squads

Responsibilities

  • Evolve the native iOS mobile app as part of a product squad (with Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, Data Scientists)
  • Build polished user experiences, balancing well-tested resilient code with fast iteration
  • Contribute to overall company goals, impacting both what and how to build (personal banking product, customer support tools, or mobile platform)
  • Participate in weekly iOS discipline meetings to discuss tools, techniques, problems, and improve codebase/processes
  • Work in Barcelona office 3 days/week (hybrid model)
  • Report to an engineering manager via 1:1 meetings every 1-2 weeks for growth and development
  • Collaborate across the company, including knowledge-sharing sessions

Skills

Key technologies and capabilities for this role

iOSSwiftUIKitSwiftUIXcodeMobile DevelopmentREST APIs

Questions & Answers

Common questions about this position

What is the compensation for the iOS Engineer role?

The base salary for this role depends on experience and includes stock options.

What is the work location and arrangement for this position?

The role is based in Barcelona, Spain, with a hybrid model requiring 3 days a week in the office.

What skills or background are needed for the iOS Engineer position?

The role seeks product-focused iOS engineers who build polished user experiences, write well-tested resilient code, balance speed with iteration, and enjoy learning new things; diverse backgrounds are welcome including non-graduates and varied professional experiences.

What is the team structure like for iOS Engineers at Monzo?

iOS Engineers work in small, autonomous product squads with Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, and Data Scientists, focusing on overall company goals with opportunities to impact what and how things are built.

What kind of company culture can I expect at Monzo?

Monzo features small interdisciplinary teams, around 400 engineers in a 4,500-person company with big ambitions, opportunities to move between teams or specialize, direct collaboration across the company, and regular knowledge-sharing sessions.

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters
2015Year Founded
$1,856.7MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
1,001-5,000Employees

Benefits

Competitive salary
Flexible working hours
Work from home
Stock options
32 days of paid vacation and public holidays per year
Health insurance
EAP
Learning budget
Home office stipend
Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.
Expansion into Europe poses regulatory challenges and potential licensing delays.
Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.
The 'Pots' feature allows users to set aside money for specific purposes.
Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.
The partnership with SignLive enhances accessibility for Deaf customers.
Expansion into Europe in 2025 could significantly increase Monzo's customer base.

Land your dream remote job 3x faster with AI