iOS Engineer at Monzo

Spain

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, BankingIndustries

Requirements

Experience with iOS development, particularly product-focused engineering for native mobile apps
Proficiency in Swift (100% Swift app)
Familiarity with SwiftUI and The Composable Architecture (for latest features)
Knowledge of MVVM architecture (historical use)
Experience with Coordinators for reusable flows and avoiding tight coupling
Heavy use of protocols and extensions
Experience with networking stack using Alamofire and generic deserialization
Ability to build polished user experiences with well-tested, resilient code while iterating quickly
Enjoyment of learning new things (diverse backgrounds welcome: non-graduates, non-CS, big companies, startups, consultants)
Ability to work in small, autonomous, interdisciplinary product squads

Responsibilities

Evolve the native iOS mobile app as part of a product squad (with Android Engineers, Backend Engineers, User Researchers, Product Designers, Product Managers, QA Testers, Data Scientists)
Build polished user experiences, balancing well-tested resilient code with fast iteration
Contribute to overall company goals, impacting both what and how to build (personal banking product, customer support tools, or mobile platform)
Participate in weekly iOS discipline meetings to discuss tools, techniques, problems, and improve codebase/processes
Work in Barcelona office 3 days/week (hybrid model)
Report to an engineering manager via 1:1 meetings every 1-2 weeks for growth and development
Collaborate across the company, including knowledge-sharing sessions

Skills

iOS

Swift

UIKit

SwiftUI

Xcode

Mobile Development

REST APIs

Monzo

Digital-only banking platform for consumers

About Monzo

Monzo operates as a digital-only banking platform focused on providing a modern way for individuals to manage their finances. Its main product is a mobile app that allows users to track their income, spending, and savings easily. The app includes features that help users save money, such as automatically setting aside a portion of their paycheck or rounding up transactions to the nearest dollar. Monzo generates revenue through interest on deposits, fees for certain services, and interchange fees from card transactions, as well as offering overdrafts and personal loans. What sets Monzo apart from traditional banks is its real-time balance updates and instant spending notifications, which help users stay informed about their finances. The goal of Monzo is to provide a convenient, mobile-first banking experience that meets the needs of its growing customer base, which has surpassed 8 million users.

London, United KingdomHeadquarters

2015Year Founded

$1,856.7MTotal Funding

LATE_VCCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salary

Flexible working hours

Work from home

Stock options

32 days of paid vacation and public holidays per year

Health insurance

EAP

Learning budget

Home office stipend

Paid parental leave

Risks

Monzo breached UK banking regulations, risking reputational damage and fines.

Expansion into Europe poses regulatory challenges and potential licensing delays.

Reliance on digital platforms makes Monzo vulnerable to technological disruptions.

Differentiation

Monzo offers real-time spending updates and categorized transactions via a mobile app.

The 'Pots' feature allows users to set aside money for specific purposes.

Monzo Plus provides premium features like custom card designs and travel insurance.

Upsides

Monzo secured $400M in 2024, valuing the bank at $5 billion.

The partnership with SignLive enhances accessibility for Deaf customers.

Expansion into Europe in 2025 could significantly increase Monzo's customer base.

Land your dream remote job 3x faster with AI

Try Jobo Free