Home Loan Center Inside Loan Officer (Remote - WA, ID, OR, CA) at Banner Bank

Idaho, United States

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Not SpecifiedCompensation

Junior (1 to 2 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Financial ServicesIndustries

Requirements

Bachelor's Degree in Accounting, Business, Economics, Law, Computer Science or other related field required (or equivalent combination of education and experience)
NMLS registration required
4 or more years of experience in mortgage loan origination required
Proven pattern of success in consistent origination, closing, and funding of mortgage loans
Knowledge of mortgage procedures, regulations, underwriting, and loan processes and procedures
Knowledge of the residential mortgage lending process for 1 to 4 family dwellings
Knowledge of federal and state laws and regulations related to mortgage loan origination
Effective presentation, interpersonal, verbal and written communication, and negotiation skills

Responsibilities

Originate standard residential type mortgage loans via telephone and internet with customers referred by identified branches of the Bank
Originate residential mortgage loans for employees of the Bank
Originate loans in compliance with the Bank’s underwriting guidelines and those published by the Bank's investors
Ensure strict compliance with regulator requirements for residential loan origination
Set up originated loans in the Bank's system and ensure processing through submission for underwriting
Attend internal training sessions, internal sales meetings, and external training opportunities
Comply with policies, procedures, security requirements, and government regulations

Skills

Key technologies and capabilities for this role

Loan OriginationMortgage LoansUnderwritingRegulatory ComplianceLoan ProcessingTelephone SalesNMLS

Questions & Answers

Common questions about this position

What is the compensation for the Home Loan Center Inside Loan Officer role?

The position offers a monthly guarantee of $3,600 and an excellent commission plan.

Is this Home Loan Center Inside Loan Officer position remote?

Yes, the role is remote and available in WA, ID, OR, CA.

What skills and experience are required for this loan officer position?

Candidates need 4+ years of experience in mortgage loan origination, proven success in origination and closing loans, knowledge of mortgage procedures, regulations, and underwriting, plus effective communication and negotiation skills.

What is the company culture like at Banner Bank?

Banner Bank emphasizes core values of listen, learn, and help, has an outstanding workplace culture as a Great Place to Work Certified company, and supports employee volunteerism and community donations.

What makes a strong candidate for this Inside Loan Officer role?

A strong candidate has a Bachelor's degree in a related field or equivalent, NMLS registration, 4+ years of mortgage origination experience, and proven success with mortgage processes, regulations, and communication skills.

Banner Bank

Provides banking services and financial products

About Banner Bank

Banner Bank provides a variety of financial services to individuals and businesses in the Western United States, including checking and savings accounts, loans, mortgages, and investment services. The bank operates over 200 locations across Washington, Oregon, California, and Idaho, managing assets of more than $12.6 billion. Its products work by offering tailored financial solutions and expert guidance to meet the specific needs of each client, ensuring personalized service. Unlike many competitors, Banner Bank emphasizes quality, teamwork, and community involvement, which has earned it accolades such as being named the Best Bank in the Pacific Region by Money Magazine and receiving a five-star rating from Bauer Financial for financial strength. The goal of Banner Bank is to provide exceptional financial services while fostering strong community ties and ensuring customer satisfaction.

Walla Walla, WashingtonHeadquarters

1890Year Founded

IPOCompany Stage

Financial ServicesIndustries

1,001-5,000Employees

Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

Unlimited Paid Time Off

Paid Vacation

Paid Sick Leave

Paid Holidays

401(k) Retirement Plan

401(k) Company Match

Tuition Reimbursement

Risks

Increased competition from digital-only banks may erode market share.

Rising interest rates could decrease loan demand, affecting revenue.

Evolving cybersecurity threats pose risks to customer data security.

Differentiation

Banner Bank emphasizes community involvement and personalized customer service.

The bank has been recognized as one of America's Most Trustworthy Companies.

Banner Bank offers tailored financial solutions to meet diverse client needs.

Upsides

Banner Bank's focus on ESG practices attracts environmentally conscious customers.

The bank's strong community ties enhance customer loyalty and brand reputation.

Recognition as a trustworthy company boosts customer confidence and retention.

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