Senior Engineer (L50)

Salary: £95,000 - £130,000 + Benefits Location Type: London or UK Remote Employment Type: Full-time

Position Overview

We’re on a mission to make money work for everyone by moving away from complicated and confusing traditional banking. Our product offering has grown significantly over the last 10 years in the UK, now including personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, credit cards, and savings, investment, and pension solutions. We are known for our distinctive hot coral cards, get-paid-early feature, financial education on social media, and award-winning customer service, all aimed at creating magical moments for our customers. We focus on solving problems and changing lives through Monzo.

About Our Engineering Teams

Monzo has approximately 400 engineers who design and build our in-house banking platform. We have ambitious future plans, and technology is central to creating the bank our customers desire. Engineers collaborate across disciplines to tackle interesting challenges in areas such as:

• Products our customers use daily
• Underlying infrastructure
• Security
• Payments and finance
• Customer operations
• Financial crime
• Data

As a bank, there are numerous opportunities for significant impact. We actively contribute to open-source software and share our work on our blog.

Your Day-to-Day

This role involves collaborating with your team to make a tangible difference for our customers. As a full-stack engineer, you will work within a squad alongside professionals from various disciplines, including:

• Product Managers
• Marketers
• User Researchers
• Designers
• Mobile Engineers
• Web Engineers
• Data Analysts
• Business Analysts
• Writers

Together, you will build and support specific parts of Monzo. Our squads are organized within wider collectives, which are self-governing business units of approximately 100 people. These collectives include:

• Core Banking
• Business Banking
• Wealth
• Borrowing
• Growth
• Payments
• Platform
• Fincrime
• Security & Expansion

We are currently seeking Full Stack Engineers for several areas. Our interview process is standardized across all collectives, and we aim to match you with the best opportunity based on your skills, experience, preferences, and business needs. Our full-stack engineers come from diverse backgrounds; we value a passion for learning and do not require formal qualifications or degree requirements for any of our engineering roles.

How We Work

Locations & Flexible Working

Our primary tech hub is in London, but our engineers are located throughout the UK. We value in-person meetings but do not mandate office attendance, recognizing that you do your best work where you are most comfortable. If you relocate outside London and are required to travel to the office, Monzo will cover the associated costs.

Our offices are social spaces, particularly on Tuesdays, Wednesdays, and Thursdays, which align with our twice-weekly Monzo lunches and treat Thursdays. Teams also regularly schedule time together for both work and social activities, whether in or around the office, or online.

We empower you to manage your work schedule to deliver impact and fit your life, prioritizing connections, flexibility, and well-being. Meetings are scheduled during core hours to ensure connectivity and promote a healthy work-life balance.