FinCrime Investigator - AML Investigations at Wise

Budapest, Hungary

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Not SpecifiedCompensation

Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

NoVisa

FinTech, Financial ServicesIndustries

Requirements

Excellent verbal and written English skills
Exceptionally inquisitive mind, always looking for more information but able to cut through the noise
Great eye for detail, meticulous with factual precision
Exceptional logical thinking, able to interpret data and draw logical conclusions
Great communication skills, both written and verbal, expressing thoughts concisely and logically
Able to articulate and justify decisions, confident in making independent judgement calls
Able to work under pressure, multitask efficiently, and take responsibility in challenging situations
Curious, keen to learn, and proactive by nature
True team player but happy working alone on independent projects
Open to and value feedback to improve
Previous experience in AML or investigating suspicious activity (beneficial)

Responsibilities

Carry out reviews on alerted accounts based on internal and external information
Assess actual payment activity and payment patterns
Obtain further supporting information to mitigate ML/TF concerns
Request and analyse supporting documents when needed
Take ownership of an individual investigation and escalate suspicious activity in accordance with internal procedures
Participate in an active feedback loop between the AML Investigation team and developers/product teams to improve product quality from a compliance perspective
Other ad hoc duties as needed

Skills

AML

Anti-Money Laundering

FinCrime

Investigations

Risk Assessment

Payment Analysis

Suspicious Activity Reporting

Wise

Facilitates low-cost international money transfers

About Wise

Wise focuses on international money transfers, providing a low-cost alternative to traditional banks. It uses a peer-to-peer system to match transfers between users in different countries, which helps reduce fees and offers better exchange rates. Customers pay a small, transparent fee for each transaction, and Wise also offers a multi-currency account for managing funds in various currencies. The company aims to maintain high performance and reliability while ensuring transparency and trust with its users.

London, United KingdomHeadquarters

2011Year Founded

$385.5MTotal Funding

IPOCompany Stage

Fintech, Financial ServicesIndustries

5,001-10,000Employees

Benefits

PTO & annual leave

Work from home flexibility

Parental leave

Medical insurance plans

Health & wellbeing discounts

Pension & retirement plans

Social events

Relocation support

Risks

Increased competition from banks integrating Swift services could challenge Wise's market share.

Regulatory scrutiny following Stenn's collapse may increase pressure on Wise.

Bitcoin's low transaction fees could attract customers away from Wise's services.

Differentiation

Wise offers a peer-to-peer system for low-cost international money transfers.

The company provides a multi-currency account for ex-pats, freelancers, and travelers.

Wise's transparent fee structure attracts customers seeking cost-effective money transfer solutions.

Upsides

Partnership with Morgan Stanley enhances Wise's cross-border settlement capabilities.

Expansion into India's remittance market presents significant growth opportunities for Wise.

API integrations offer additional revenue streams and market penetration for Wise.

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