Entry Level Personal Lines Underwriter at Auto-Owners Insurance

Lansing, Michigan, United States

Auto-Owners Insurance Logo
Not SpecifiedCompensation
Entry Level & New GradExperience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

  • Bachelor’s degree or direct equivalent experience with property/casualty underwriting
  • Ability to organize data, multi-task and make decisions independently
  • Above average communication skills (written and verbal)
  • Ability to write reports and compose correspondence
  • Ability to resolve complex issues
  • Continually develop product knowledge through participation in approved educational programs

Responsibilities

  • Learn various insurance coverages and contracts along with company philosophy and procedures
  • Make underwriting decisions based on Company underwriting philosophy
  • Read, interpret, and react to documents such as policies, manuals, forms, and endorsements
  • Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment
  • Analyze loss experience, financial conditions and physical characteristics of risks
  • Acquire a working knowledge of supporting sections of the underwriting department
  • Effectively communicate with independent agents and other associates through verbal and/or written means
  • Participate in and successfully complete the Company underwriter training program for the assigned line of insurance

Skills

Key technologies and capabilities for this role

Property/Casualty UnderwritingRisk AnalysisInsurance PoliciesLoss Experience AnalysisData OrganizationReport WritingAgent CommunicationDecision Making

Questions & Answers

Common questions about this position

What is the work arrangement for this position?

This is a work-from-home role with initial in-person training required.

What benefits does Auto-Owners Insurance offer?

Benefits include a competitive base salary, matched 401(k), fully-funded pension plan once vested, bonus programs, generous paid time off, and employee mentoring.

What are the key requirements for this underwriting trainee role?

Candidates need a Bachelor’s degree or equivalent experience in property/casualty underwriting, ability to organize data and multitask independently, above average communication skills, and the ability to write reports and resolve complex issues.

What is the salary for this entry-level underwriter position?

The job description states salary is not specified, but mentions a competitive base salary as part of benefits.

What makes a strong candidate for this underwriting trainee role?

A strong candidate will have a Bachelor’s degree or equivalent underwriting experience, strong organizational and decision-making skills, excellent communication abilities, and a commitment to ongoing professional development through educational programs.

Auto-Owners Insurance

About Auto-Owners Insurance

N/AHeadquarters
N/AYear Founded
N/ACompany Stage

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