Electrician with Joyner Electric And Security at Ladder

About Ladder

Ladder Life provides term life insurance through a digital platform aimed at individuals looking for an easy and efficient way to secure coverage. Customers can apply for up to $3 million in coverage without undergoing medical exams or dealing with extensive paperwork, making the process straightforward and quick. For those seeking higher coverage amounts, a simple at-home health check may be necessary. This digital-first approach not only streamlines the application process but also helps lower costs, making term life insurance more accessible and affordable. Ladder Life stands out from competitors by focusing on term life insurance, which covers a specific period, and by offering tools like a coverage calculator to help customers determine their insurance needs based on their financial responsibilities. The company's goal is to provide hassle-free life insurance solutions that meet the needs of modern consumers.