EarnIn

Data Science Contractor

Bengaluru, Karnataka, India

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial TechnologyIndustries

Job Description

Position Overview

  • Location Type: Bengaluru, India (Hybrid - 1-2 days in office preferred)
  • Employment Type: Full-time Contract (8-10 weeks)
  • Salary: Not specified

About EarnIn

EarnIn is a pioneer in earned wage access, providing real-time financial flexibility to those living paycheck to paycheck. The company has strong funding from leading investors and is experiencing rapid growth.

Position Summary

As a Data Science Contractor, you will contribute to building and deploying state-of-the-art machine learning systems to drive impact via data capabilities. This role will focus on formulating detailed machine learning projects, conducting extensive experimentation, and transforming ML models into robust, production-level code.

What You’ll Do

  • Collaborate with machine learning engineers and analysts to use and train state-of-the-art ML models for assigned product use cases.
  • Understand key metrics for model evaluations.
  • Perform in-depth data analysis to uncover insights and share them with partners.
  • Help ensure improvements in current ML systems via model, data, or experimentation upgrades.
  • Gain hands-on experience with technologies including PyTorch, AWS, Kafka, Data Bricks, etc.

What We’re Looking For

  • Actively pursuing a Bachelor’s, Master’s, or PhD in Computer Science, Information Technology, or a related field.
  • Demonstrated interest in machine learning systems and eagerness to create impact via state-of-the-art data capabilities.
  • Strong understanding of statistical models and familiarity with machine learning and deep learning algorithms (clustering, classification).
  • Proficient in at least one programming language and familiar with basic data structures and algorithms.
  • Experience with big data and familiarity with distributed computation frameworks (Hadoop, Spark, Hive) is desired but not mandatory.

Skills

PyTorch
AWS
Kafka
Data Bricks
Data Analysis
Machine Learning
Deep Learning
Statistical Models
Programming
Data Structures
Algorithms
Big Data
Distributed Computation
Hadoop
Spark
Hive

EarnIn

Provides early wage access without fees

About EarnIn

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings and benefit from features like the "Balance Shield," which helps maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven approach. The company's goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Palo Alto, CaliforniaHeadquarters
2012Year Founded
$184.9MTotal Funding
SERIES_CCompany Stage
FintechIndustries
201-500Employees

Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.
Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.
Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.
Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).
Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.
Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.

Risks

Legal challenges from deceptive lending allegations could harm Earnin's reputation.
Increased competition in early wage access may impact Earnin's market share.
Reliance on voluntary contributions may not sustain long-term revenue.

Differentiation

Earnin offers fee-free early wage access, unlike traditional payday loans.
Users choose their payment amount, fostering a community-driven financial model.
Balance Shield feature provides automatic deposits to prevent overdrafts.

Upsides

Earnin has facilitated over $15 billion in earnings access since 2013.
Recognition as Best Payments App highlights Earnin's fintech innovation.
Partnerships with gig platforms could expand Earnin's user base.

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