Mission Lane

Staff Data Scientist

United States

$147,000 – $179,000Compensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
Financial ServicesIndustries

Position Overview

  • Location Type: Remote
  • Job Type: Full-time
  • Salary: $147,000 - $179,000 (Annual full-time base salary range)

Mission Lane is revolutionizing access to credit to pave a clear way forward for millions of Americans on the path to financial success. As a Staff Data Scientist, you will innovate and improve the machine learning models we rely on to make billions of dollars of efficient and accurate decisions and to enable financial progress for our customers. You’ll partner with business leaders and technical experts across the company to develop new data sources, improve our modeling methodology, and apply models with sound risk management.

Requirements

  • Experience creating, deploying, and managing supervised learning models in production systems for vital applications.
  • Excels at cross-functional collaboration as a technical expert to both business leaders and other technical teams.
  • Approaches problems with a solution-oriented mindset and can overcome real-world challenges of managing data and applying models.
  • Considers themself a generalist data scientist more motivated by practical solutions than theoretical elegance.
  • Practices solid fundamentals with software engineering (test-driven development, code review, refactoring) and the PyData stack (numpy, scikit-learn, pandas, etc.).
  • Interested in a wide range of ML solutions, including established tools (e.g., Spark, Kubernetes, Airflow, MLFlow), emerging tools (like Chalk, BentoML, or DVC), and developing in-house tools.

Responsibilities

  • Design, develop, and deploy machine learning models to solve practical problems and help our business and customers reach their financial goals.
  • Partner with business leaders and technical experts across the company to develop new data sources, improve our modeling methodology, and apply models with sound risk management.

Bonus Points

  • Experience solving problems in consumer lending or fintech.
  • Interest in developing ways to train, interpret, and deploy neural network architectures for time series classification tasks.

Benefits

  • Work: Engaging culture with access to training programs and advancement opportunities.
  • Life: Full health, dental, and vision benefits, Flexible Spending Account (for medical and childcare expenses), paid parental leave, and a 401k Company Match.
  • Balance: Generous PTO, flexible schedules, a Calm App subscription, and more.

Skills

Supervised Learning
Model Deployment
Model Management
Cross-Functional Collaboration
Data Management
Machine Learning
Software Engineering
PyData Stack (numpy, scikit-learn, pandas)
Spark
Kubernetes
Airflow
MLFlow
Chalk
BentoML
DVC

Mission Lane

Provides transparent credit solutions and education

About Mission Lane

Mission Lane LLC offers credit cards designed to help individuals build or rebuild their credit, particularly those with limited credit history or financial setbacks. Their products feature no hidden fees, no security deposits, and instant approval decisions, making them more accessible than traditional credit cards. The company stands out by providing free access to credit scores and educational resources, helping clients improve their creditworthiness. Mission Lane's goal is to promote responsible credit use by rewarding good financial behavior with higher credit limits over time.

Richmond, VirginiaHeadquarters
2018Year Founded
$687.8MTotal Funding
LATE_VCCompany Stage
Fintech, Financial ServicesIndustries
201-500Employees

Benefits

Full health, dental, and vision benefits
FSA
Paid parental leave
401k with company match
Generous PTO
Flexible work schedule

Risks

Increased competition from fintechs could erode Mission Lane's market share.
Economic downturns may lead to higher default rates, impacting profitability.
Rapid tech advancements require continuous updates, straining Mission Lane's resources.

Differentiation

Mission Lane offers credit cards with no hidden fees or security deposits.
Instant credit card application decisions reduce customer anxiety and waiting times.
Partnership with Plaid enhances access to over 7,000 financial apps and services.

Upsides

Recent $150 million investment supports aggressive expansion and product development.
Credit Builder Account offers unique value with no fees or interest for credit improvement.
Brandon Black's appointment as CEO brings strategic growth and operational excellence.

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