Credit Underwriter at BrightAI

Sydney, New South Wales, Australia

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Not SpecifiedCompensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Banking, Finance, Sustainability, EnergyIndustries

Requirements

Similar experience with credit within financial services
Lending delegation experience and exposure to stages of the credit approval process including customer engagement
Analytical mindset and confident decision-making skills
Ability to work in a fast-paced and dynamic environment and manage competing priorities
Ability to identify opportunities with a focus on continuous improvement
Collaborative with direct and wider team and ability to manage expectations of internal and external stakeholders
Demonstrated understanding of implications for working within a regulated environment
Understanding of relevant regulatory legislation under the Australian Securities and Investments Commission Act (2001) (ASIC Act), Competition and Consumer Act, The Anti-Money Laundering, and Counter-Terrorism Financing Act and Privacy Act; and National Consumer Credit Protection Act as well as Australian Privacy Principles

Responsibilities

Assess credit applications, evaluate creditworthiness, spot risks, and make compliant lending decisions
Own the credit journey from verifying data to analysing reports and property searches, managing within lending authority
Provide recommendations to leadership on complex applications
Review credit and fraud risk with precision
Ensure every application meets compliance standards
Manage daily credit workflows and meet SLAs
Act as the go-to person between sales and the applications team for issues needing extra attention
Champion smarter systems, boost accuracy and speed through automation, and contribute to shaping risk policies
Support the Senior Manager of Credit & Lending Operations on projects

Skills

Credit Underwriting

Risk Assessment

Financial Analysis

Credit Reports

Property Searches

Fraud Detection

Compliance

Lending Decisions

Workflow Management

SLA Management

BrightAI

Digitizes physical assets for legacy enterprises

About BrightAI

BrightAI transforms traditional industries by digitizing physical assets and processes using technologies like the Internet of Things (IoT), Edge AI, cloud computing, and mobile technologies. The company primarily serves legacy enterprises, helping them modernize their operations to become more competitive in the global market. By quickly integrating its solutions, BrightAI drives immediate improvements in cash flow, creating a cycle of growth and profitability for its clients. The goal is to make digital transformation accessible and affordable for a wide range of businesses.

San Francisco, CaliforniaHeadquarters

2019Year Founded

$14.6MTotal Funding

SEEDCompany Stage

Data & Analytics, Industrial & Manufacturing, AI & Machine LearningIndustries

51-200Employees

Benefits

Remote Work Options

Flexible Work Hours

Risks

Competition from tech giants like Google and Microsoft could overshadow BrightAI.

Rapid technological advancements may render BrightAI's solutions obsolete if innovation lags.

Economic downturns could reduce demand for BrightAI's digital transformation solutions.

Differentiation

BrightAI specializes in digitizing physical assets for legacy enterprises.

The company leverages IoT, Edge AI, and cloud technologies for digital transformation.

BrightAI's solutions create an EBITDA flywheel, driving growth and profitability.

Upsides

BrightAI raised $15M in seed funding to enhance its AI platform.

The rise of 5G technology benefits BrightAI's real-time asset monitoring solutions.

Growing focus on predictive maintenance boosts demand for BrightAI's AI-driven platform.

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