Credit Risk Associate at Ramp

New York, New York, United States

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$108,300 – $165,500Compensation

Mid-level (3 to 4 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Financial ServicesIndustries

Skills

Key technologies and capabilities for this role

Data AnalysisRisk ManagementUnderwritingCredit PoliciesFinancial AccountingBanking DataCommercial Credit Bureau DataSales Data

Questions & Answers

Common questions about this position

What is the salary range for the Credit Risk Associate position?

The salary range is $108.3K - $165.5K.

Is this role remote or hybrid?

The position is hybrid.

What skills are required for this Credit Risk Associate role?

Required skills include understanding of credit concepts, fluency with data, ability to drive projects independently, working with cross-functional teams, and taking ownership of credit risk outcomes.

What is the company culture like at Ramp?

Ramp features a talented team from leading financial services, fintech, and technology companies like Stripe, Goldman Sachs, and Meta, with a focus on innovation as evidenced by awards from Fast Company, LinkedIn, Forbes, and TIME.

What makes a strong candidate for this role?

Strong candidates demonstrate understanding of credit concepts, fluency with data, independence in driving projects, cross-functional collaboration, and ownership of credit risk outcomes.

Ramp

Corporate card and spend management platform

About Ramp

Ramp provides a corporate card and spend management platform that helps businesses track expenses and save money. The platform allows finance teams to manage corporate cards, expense reports, and bill payments in one place, and it integrates with tools like Slack for added convenience. Ramp serves a wide range of clients, from large enterprises to creative agencies, and aims to reduce overall expenses through its comprehensive financial tools. Unlike competitors such as Amex and Brex, Ramp generates revenue through interchange fees on card transactions and subscription fees for advanced features. The company's goal is to streamline financial operations for businesses and help them achieve significant cost savings.

New York City, New YorkHeadquarters

2019Year Founded

$1,096.3MTotal Funding

SERIES_DCompany Stage

Fintech, Financial ServicesIndustries

1,001-5,000Employees

Benefits

Competitive salaries: You never have to wonder how your pay compares. Our generous comp reflects our belief that you’ll take Ramp to the next level.

Comprehensive health plans: US-based employees get full medical, dental, and vision insurance coverage. Everyone gets a monthly stipend for personal wellness.

Professional development: Take advantage of our annual education stipends to stay on top of your personal growth.

Unlimited PTO: Flexible vacation days give you the time to step away, unwind, and recharge.

Risks

Increased competition from fintech startups could challenge Ramp's market position.

Economic downturns may reduce business spending, affecting Ramp's revenue streams.

The volatile travel industry poses risks to Ramp's new travel booking services.

Differentiation

Ramp integrates with popular tools like Slack and Workday for seamless financial operations.

The platform offers advanced accounting automations, reducing manual work for finance teams.

Ramp's use of stablecoins and modern financial instruments sets it apart from competitors.

Upsides

Ramp's integration with Workday enhances real-time data syncing and accounting automation.

The partnership with Priceline expands Ramp's services into the growing business travel sector.

Ramp's recent $750 million funding boosts its capacity for innovation and market expansion.

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