Credit Strategy Lead
Settle$110,000 - $160,000/year
- Full Time
- Junior (1 to 2 years)
Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Banking, Financial ServicesIndustries
Requirements
Candidates must possess a Bachelor’s degree in Finance, Economics, Accounting, or a related field, and have a minimum of five years of experience in credit analysis, preferably within a banking or financial institution. Strong analytical and quantitative skills are essential, along with a solid understanding of commercial lending principles and risk management practices.
Responsibilities
The Credit Analyst III will evaluate loan requests, conduct independent credit quality analysis for complex loan relationships, review credit facility requests for compliance, prepare credit approval documents, assign risk ratings, and perform annual credit reviews. They will also determine compliance with bank policies and regulatory requirements, research loan documentation, identify improper loan structures, conduct background checks, analyze financial information, and recommend financial covenant structures.
Skills
Credit analysis
Commercial loan documentation
Financial and quantitative analysis
Regulatory compliance
Loan structuring
Risk assessment
Collateral management
Credit bureau inquiries
Industry knowledge (automobile dealers, energy, healthcare)
M&T Bank
Full-service banking for individuals and businesses
About M&T Bank
M&T Bank provides a variety of banking services to individuals, small businesses, and larger companies. Their offerings include mortgage assistance, personal and business checking accounts, and mobile banking options. The bank primarily operates in the Northeastern and Mid-Atlantic regions of the United States, emphasizing community engagement and a focus on customer service. M&T Bank's business model is based on traditional banking practices, such as loans, deposits, and investment products, and it generates revenue through interest income and service fees. A key aspect that sets M&T Bank apart from its competitors is its commitment to community involvement, which includes allowing employees to volunteer and supporting local organizations. The recent merger with United Bank, N.A. has further expanded their services and market presence.
Buffalo, New YorkHeadquarters
1993Year Founded
IPOCompany Stage
Financial ServicesIndustries
10,001+Employees