Credit Analyst at Plenty®

Sydney, New South Wales, Australia

Apply Now

Not SpecifiedCompensation

Mid-level (3 to 4 years), Senior (5 to 8 years)Experience Level

Full TimeJob Type

UnknownVisa

Fintech, Lending, Automotive FinanceIndustries

Requirements

4+ years of delegated lending authority in auto finance, with a DLA of at least $100K
Expertise in Equifax Comprehensive Credit Reporting and financial document analysis
Exceptional quantitative and analytical skills
Excellent communication skills for clear and concise explanations of credit decisions
Passion for customer service and teamwork
Ability to work autonomously in a fast-paced environment
Tertiary education or industry certifications
Prior experience in a lending institution or financial services environment (highly valued)
Solutions-focused approach
Previous experience in consumer credit space

Responsibilities

Underwrite consumer and commercial auto loans
Analyze financial data like income statements, tax returns, and credit reports
Make informed decisions on credit approvals
Collaborate with a dynamic team to deliver exceptional results

Skills

Key technologies and capabilities for this role

Credit UnderwritingFinancial AnalysisIncome StatementsTax ReturnsCredit ReportsAuto LoansConsumer CreditCommercial LoansAnalytical SkillsCommunication Skills

Questions & Answers

Common questions about this position

What experience is required for the Credit Analyst role?

Candidates need 4+ years of delegated lending authority in auto finance with a DLA of at least $100K, expertise in Equifax Comprehensive Credit Reporting and financial document analysis, plus prior experience in a lending institution or financial services environment is highly valued.

What are the key responsibilities of a Credit Analyst at Plenti?

The role involves underwriting consumer and commercial auto loans, analyzing financial data like income statements, tax returns, and credit reports, making informed decisions on credit approvals, and collaborating with the team.

What is the company culture like at Plenti?

Plenti offers a high-performing, diverse, customer-focused, and collaborative team environment where everyone can make a difference, take ownership, and share in the success in a dynamic fintech setting.

What qualifications are needed for this position?

Relevant tertiary education or industry certifications are required, along with exceptional quantitative and analytical skills, excellent communication, a positive attitude for customer service and teamwork, and the ability to work autonomously in a fast-paced environment.

What makes a strong candidate for the Credit Analyst role?

A strong candidate has a solutions-focused approach, experience in consumer credit with delegated lending authority, strong analytical and communication skills, and the ability to thrive in a dynamic, fast-paced team environment.

Plenty®

Indoor vertical farming for fresh produce

About Plenty®

Plenty is involved in indoor vertical farming, which allows for the growth of fresh produce in controlled environments. By stacking plants vertically, Plenty can maximize space and produce crops throughout the year, independent of weather conditions. This method uses less water and avoids harmful pesticides and GMOs, making it a sustainable alternative to traditional farming. The company sells its produce to grocery stores, restaurants, and directly to consumers who value high-quality and sustainable food options. Unlike many competitors, Plenty's focus on advanced farming techniques ensures a consistent supply of premium fruits and vegetables, which helps it maintain a strong brand reputation and attract loyal customers. The goal of Plenty is to transform food production by providing a reliable source of nutritious food while promoting sustainability.

South San Francisco, CaliforniaHeadquarters

2013Year Founded

$915.3MTotal Funding

SERIES_ECompany Stage

Food & AgricultureIndustries

201-500Employees

Risks

Increased competition from vertical farming startups like Bowery Farming and AeroFarms.

High initial capital investment for new farms could strain financial resources.

Dependence on strategic partnerships, such as with Driscoll's, poses potential risks.

Differentiation

Plenty uses 1% of the land required by traditional farms for leafy greens.

Plenty's vertical farms reduce water usage by up to 90% compared to traditional farming.

Plenty offers pesticide-free and GMO-free produce, ensuring high food safety standards.

Upsides

Partnership with 7-Eleven expands Plenty's reach in California with sustainable produce.

Joint venture with Mawarid to establish vertical farms in GCC, starting in Abu Dhabi.

Development of the world's largest vertical farming research center in Wyoming by 2025.

Land your dream remote job 3x faster with AI

Try Jobo Free