Complaints Officer (motor finance) at Lendtable

England, United Kingdom

Lendtable Logo
Not SpecifiedCompensation
Junior (1 to 2 years), Mid-level (3 to 4 years)Experience Level
Full TimeJob Type
UnknownVisa
Fintech, Consumer Finance, Automotive FinanceIndustries

Requirements

  • Experience handling complex complaints (preferably motor or secured product related) or worked in the automotive finance sector
  • Problem solving and decision making skills, putting the customer at the heart of everything
  • Ability to assess and critique evidence to reach fair and comprehensive decisions
  • Ability to shift focus and re-prioritise workloads based on business and customer needs
  • Great phone and written communication skills, being clear and concise to promote customer understanding
  • Ability to build rapport and manage multiple third parties, ensuring customer expectations are managed
  • Even better: Experience in a regulated motor finance environment
  • Even better: Understanding of the Consumer Rights Act 2015
  • Even better: Understanding of Motor related policies and industry standards
  • Even better: Ability to comprehend complex Satisfactory Quality-related complaints
  • Experience resolving complaints or customer disputes in a regulated environment
  • Aptitude for investigating, analysing, problem-solving, and dispute resolution
  • Ability to self-manage a varied and complex caseload
  • Ability to identify best contact mechanisms for customers and prioritise cases
  • Ability to maintain required performance against KPI minimum standards

Responsibilities

  • Handle complaints in the Auto complaints handling team, building relationships with customers and other departments
  • Understand customer friction points and make fair and objective decisions
  • Resolve complaints promptly, investigating diligently and fairly
  • Provide excellent customer service and reach right outcomes for customers
  • Speak up with feedback, take each complaint on its own merits, and provide valuable insights to improve the business
  • Self-manage a varied and complex caseload to be highly productive and efficient

Skills

Complaints Handling
Problem Solving
Decision Making
Customer Communication
Motor Finance
Automotive Finance
Secured Products

Lendtable

Provides credit lines for retirement contributions

About Lendtable

Lendtable helps employees increase their long-term wealth by providing lines of credit for retirement and employee stock purchase plans (ESPP). This service allows employees to contribute to their 401(k) plans or ESPPs without reducing their take-home pay, enabling them to take full advantage of employer matching contributions. The application process is straightforward, and Lendtable earns revenue through fees on the credit extended. The company's goal is to maximize retirement savings for employees of large corporations while keeping their monthly budgets intact.

San Francisco, CaliforniaHeadquarters
2020Year Founded
$22.5MTotal Funding
SERIES_ACompany Stage
Fintech, Financial ServicesIndustries
11-50Employees

Risks

Rising interest rates may increase Lendtable's cost of capital.
Increased competition from fintech startups could erode Lendtable's market share.
Regulatory scrutiny on retirement-focused financial products could impact Lendtable.

Differentiation

Lendtable offers unique credit lines for 401(k) and ESPP contributions.
The company targets employees of Fortune 500 companies for its services.
Lendtable's model allows wealth-building without reducing take-home pay.

Upsides

Increased employer interest in financial wellness boosts demand for Lendtable's services.
SECURE 2.0 Act encourages higher retirement savings, benefiting Lendtable.
Growing ESPP offerings align with Lendtable's focus on stock purchase plans.

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