Gravie

Claims Examiner III

Remote

Not SpecifiedCompensation
Junior (1 to 2 years)Experience Level
Full TimeJob Type
UnknownVisa
Health Insurance, Healthcare BenefitsIndustries

Claims Examiner III

Employment Type: Full Time

Position Overview

Gravie is seeking a Claims Examiner III to support our member-centric approach to healthcare. This role involves reviewing and adjudicating claims within our claims system. The Claims Examiner III will be a subject matter expert with a deep understanding of national claims guidelines, responsible for evaluating, researching, and analyzing claim submissions. In addition to handling complex claims, this position will contribute to team performance through training, mentorship, and special projects. The role also supports leadership in inventory management, process development, and auditing.

Responsibilities

  • Support team discussions and aid in resolving claims issues.
  • Assist Claims Operations with testing claim scenarios, system configuration, and system upgrades.
  • Provide coaching, share expertise, and offer constructive feedback to team members to foster their growth.
  • Process and adjudicate claims within designated queues according to established policies and guidelines.
  • Act as a liaison between team members and upper management for feedback and updates.
  • Review pended claim queues and collaborate with Claims Operations to resolve issues.
  • Conduct periodic reviews and audits of claims processes to identify improvement opportunities.
  • Consistently meet Key Performance Indicators (KPIs) and quality expectations.
  • Play a key role in the development of departmental workflows.
  • Facilitate department-specific training, new hire training, and ongoing education.
  • Collaborate with the QA team to update department procedures for improved financial and payment accuracy.
  • Foster a collaborative team environment through active participation and support.
  • Demonstrate thorough understanding of complex claim scenarios, including Coordination of Benefits (COB), Prior Authorization, Claim Adjustments, Health Reimbursement Arrangements (HRA), Transplant Claims, and High Dollar Claims Processing.
  • Produce clear, concise written documentation outlining claim processing procedures in accordance with Summary Plan Descriptions (SPDs).

Requirements

  • High School Diploma.
  • 6+ years of experience processing/adjusting and/or analyzing medical claims, preferably in a TPA environment.
  • Strong knowledge of CPT/HCPC and ICD-10 code rules.
  • Ability to set priorities, manage time effectively, and work independently.

Company Information

Hi, we’re Gravie. Our mission is to improve the way people purchase and access healthcare through innovative, consumer-centric health benefit solutions that people can actually use. Our industry-changing products and services are developed and delivered by a diverse group of unique people. We encourage you to be your authentic self - we like you that way.

Skills

Claims adjudication
Claims review
Research and analysis
Claims guidelines
Team training
Process development
Auditing
System testing
Customer service
Communication

Gravie

Health benefits and insurance solutions provider

About Gravie

Gravie provides health benefits by offering straightforward and affordable health plans, primarily targeting individuals and small to midsize businesses. Their main product, Comfort, stands out because it has no deductible and no copays for most common healthcare services, allowing members to access care without unexpected costs. Additionally, Comfort includes virtual care options for musculoskeletal and mental health issues. Gravie also offers a payment solution called Gravie Pay, which enables members to pay for healthcare expenses interest-free, further easing financial stress. Unlike traditional health plans, Gravie claims that Comfort members save on out-of-pocket costs, and employers switching to Gravie often see lower premium expenses. The company has a high retention rate, indicating that many employees choose to continue with the Comfort plan in subsequent years. Gravie's goal is to simplify health benefits and reduce the financial burden of healthcare for its members.

Minneapolis, MinnesotaHeadquarters
2013Year Founded
$333.3MTotal Funding
DEBTCompany Stage
Fintech, HealthcareIndustries
201-500Employees

Benefits

Health Insurance
401(k) Retirement Plan
401(k) Company Match
Paid Holidays
Paid Vacation
Paid Sick Leave
Flexible Work Hours
Paid Parental Leave
Wellness Program
Alternative Medicine Coverage
Cell Phone Reimbursement
Transportation Perks
Education Reimbursement
Paid Paw-ternity Leave

Risks

Potential backlash from traditional insurers could increase competition or lobbying.
Rapid ICHRA adoption may invite regulatory scrutiny or changes.
Aggressive expansion strategy could strain resources and lead to inefficiencies.

Differentiation

Gravie's Comfort plan offers zero deductibles and copays, unlike traditional health plans.
Gravie Pay provides interest-free payment solutions, reducing financial burdens for members.
Focus on virtual healthcare services enhances accessibility and member satisfaction.

Upsides

Increased ICHRA adoption since 2020 expands Gravie's market opportunities.
Comfort plan's zero-deductible model attracts cost-conscious employers and employees.
Virtual healthcare services align with rising demand, boosting member engagement.

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