Claims Analyst IV- Accident & Health at AIG

Lenexa, Kansas, United States

AIG Logo
Not SpecifiedCompensation
Senior (5 to 8 years)Experience Level
Full TimeJob Type
UnknownVisa
InsuranceIndustries

Requirements

  • Insurance claims experience of at least 7+ years with exposure to large loss Accident and Health claims, including sickness and bodily injury claims, or related experience handling complex risks
  • Highly organized with ability to work in a high pace, team-oriented environment
  • Superior customer service skills and ability to manage response timelines and reporting requirements, such as under performance guarantees
  • Above average computer and organizational skills
  • Excellent written and verbal communication skills with ability to handle customer appeals
  • Ability to read and interpret insurance policies and act as liaison with Underwriting as needed
  • Ability to coach and develop others
  • Accident and Health State Adjuster licenses a plus (job contingent after hire)
  • Bilingual (Spanish) a plus

Responsibilities

  • Confirm coverage of claims by reviewing policies and documents submitted in support of claims; analyze coverage and communicate coverage position
  • Conduct, coordinate, and direct investigation into loss facts; determine eligibility of claims and amounts owed under the terms of the contract
  • Recognize and pursue subrogation where warranted; recognize and make appropriate Risk and Fraud referrals
  • Manage higher claims volumes
  • Assist with team development and guidance; assist manager with customer escalations and file audits as needed
  • Drive process improvement with an innovative mindset
  • Other duties as assigned

Skills

Claims Examination
Coverage Analysis
Policy Review
Claims Investigation
Subrogation
Fraud Referral
Risk Assessment
Process Improvement
Team Guidance
Accident & Health Insurance

AIG

Global insurance provider for individuals and businesses

About AIG

AIG provides a variety of insurance products and services aimed at individuals, families, and businesses. Their offerings include life insurance, retirement planning, and commercial insurance, which help clients manage risk and protect their assets. AIG operates by underwriting insurance policies and managing risk, while also investing the premiums collected to generate income. This company stands out from competitors by not only focusing on traditional insurance but also emphasizing cybersecurity and data protection to keep clients' information safe. AIG's goal is to help clients achieve financial security and peace of mind through comprehensive insurance solutions.

New York City, New YorkHeadquarters
1919Year Founded
IPOCompany Stage
Cybersecurity, Financial ServicesIndustries
10,001+Employees

Benefits

Health, dental, & vision coverage
Flexible Spending Accounts (FSA)
401(k)
PTO
Commuter Expense Reimbursement Account

Risks

Sale of personal travel business may reduce AIG's market presence in travel insurance.
Expansion in Atlanta could pose financial risks if expected growth does not materialize.
Deconsolidation of Corebridge Financial might lead to loss of synergies and increased costs.

Differentiation

AIG offers a wide range of insurance products globally, serving diverse client needs.
Corebridge Financial, a subsidiary, enhances AIG's offerings in retirement planning and financial futures.
AIG emphasizes cybersecurity and data protection, ensuring clients' information remains secure.

Upsides

AI adoption in underwriting and claims processing enhances efficiency and reduces costs for AIG.
InsurTech partnerships offer AIG opportunities to enhance digital capabilities and drive innovation.
Telematics and usage-based insurance allow AIG to offer personalized and flexible products.

Land your dream remote job 3x faster with AI